Shared Digital Wallets

Abstract

The present disclosure involves a system. The system includes a computer memory storing user account information comprising artifacts of a user account that are shared with one or more other users. The system also includes a computer processor operatively coupled to the computer memory. The computer processor is configured to perform the following operations: receiving, from a first user via a first user device, a selection of one or more artifacts to be shared from an account of the first user; receiving, from the first user via the first user device, a selection of a recipient with whom the artifact(s) are to be shared; and populating the artifact(s) in one or more accounts of the recipient.

What is claimed is:  
     
         1 . A system, comprising:
 a computer memory storing user account information comprising artifacts of a user account that are shared with one or more other users; and   a computer processor operatively coupled to the computer memory, wherein the computer processor is configured to perform the following operations:   receiving, from a first user via a first user device, a selection of one or more artifacts to be shared from an account of the first user;   receiving, from the first user via the first user device, a selection of a recipient with whom the artifact(s) are to be shared; and   populating the artifact(s) in one or more accounts of the recipient.   
     
     
         2 . The system of  claim 1 , wherein the recipient is a specific individual. 
     
     
         3 . The system of  claim 2 , wherein the specific individual includes at least one of a relative and a friend of the first user. 
     
     
         4 . The system of  claim 1 , wherein the recipient is a specific group of individuals. 
     
     
         5 . The system of  claim 4 , wherein the specific group comprises at least one of a group of relatives and a group of friends. 
     
     
         6 . The system of  claim 1 , wherein the computer processor is further configured to perform processing from the recipient using at least one of the artifact(s). 
     
     
         7 . The system of  claim 1 , wherein the computer processor is further configured to perform, after the artifact(s) is used, removing, from at least one of the account of the first user and an account of the recipient, the artifact(s) that has been used. 
     
     
         8 . The system of  claim 1 , wherein the computer processor is further configured to perform, after the artifact(s) is used, indicating that the artifact(s) has been used. 
     
     
         9 . The system of  claim 1 , wherein the computer processor is further configured to perform, after the artifact(s) is used, notifying and providing information about usage of the artifact(s) to the first user and the recipient. 
     
     
         10 . The system of  claim 1 , wherein the computer processor is further configured to perform notifying the first user and the recipient when the artifact(s) is shared. 
     
     
         11 . The system of  claim 1 , wherein the computer processor is further configured to perform receiving, from the first user via the first user device, one or more specified permissions for sharing the artifact(s). 
     
     
         12 . The system of  claim 11 , wherein the one or more specified permissions for sharing the artifact(s) further comprises sharing all the artifact(s) from the first user's account. 
     
     
         13 . The system of  claim 11 , wherein the one or more specified permissions for sharing the artifact(s) further comprises sharing one or more categories of artifacts, or sharing individual artifacts within one or more categories. 
     
     
         14 . The system of  claim 11 , wherein the one or more specified permissions for sharing the artifact(s) further comprises at least one of viewing only, viewing and using, a specified time of sharing, and a specified location for sharing the artifact(s). 
     
     
         15 . The system of  claim 1 , wherein the computer processor is further configured to perform adding identifiers (IDs) associated with the selected artifact(s) to a database along with information of the selected recipient and any specified permissions for sharing the artifact(s). 
     
     
         16 . The system of  claim 1 , wherein the computer processor is further configured to perform re-sharing the artifact(s), wherein the recipient, in turn, shares the artifact(s) with at least one further user or recipient. 
     
     
         17 . A method, comprising:
 receiving, electronically by a processor, from a first user via a first user device, a selection of one or more artifacts to be shared from an account of the first user;   receiving, electronically by the processor, from the first user via the first user device, a selection of a recipient with whom the artifact(s) are to be shared; and   populating, electronically by the processor, the artifact(s) in one or more accounts of the recipient.   
     
     
         18 . The method of  claim 17 , further comprising:
 receiving, from the first user via the first user device, one or more specified permissions for sharing the artifact(s).   
     
     
         19 . The method of  claim 17 , further comprising:
 when a shared artifact is used, notifying one or more users with whom the artifact is shared about the artifact's usage; and   updating an entry associated with the used artifact in a database.   
     
     
         20 . A non-transitory computer-readable medium comprising instructions which, in response to execution by a computer system, cause the computer system to perform a method comprising:
 receiving, from a first user via a first user device, a selection of one or more artifacts to be shared from an account of the first user;   receiving, from the first user via the first user device, a selection of a recipient with whom the artifact(s) are to be shared; and   populating the artifact(s) in one or more accounts of the recipient.