Apparatus, method, and computer program product for data cleansing and/or biller scrubbing

Abstract

A dropped payment file is obtained at a computing device of an operator of an electronic funds transfer bill payment system from a client of such system. The dropped payment file includes data associated with at least one unsuccessful attempt to match payment data to a corresponding biller. The data in the dropped payment file is cleaned to create an updated dropped payment file. Matching logic is applied to the updated dropped payment file to identify at least one recommended biller to which the payment data should likely have been routed to. The client is advised of the at least one recommended biller.

What is claimed is: 
     
         1 . A method comprising the steps of:
 obtaining, at a computing device of an operator of an electronic funds transfer bill payment system, from a client of such system, a dropped payment file, said dropped payment file including data associated with at least one unsuccessful attempt to match payment data to a corresponding biller;   cleaning said data in said dropped payment file to create an updated dropped payment file;   applying matching logic to said updated dropped payment file to identify at least one recommended biller to which said payment data should likely have been routed to; and   advising said client of said at least one recommended biller.