Biller-initiated electronic billing activation

Abstract

This disclosure describes systems, methods, and computer-readable media related to biller-initiated electronic billing activation. A biller system associated with a biller may receive entity information associated with an entity requesting to establish a biller account with the biller. The biller system may generate the biller account. The biller system may generate an electronic billing activation request. The biller system may transmit to a service provider system associated with an electronic bill presentment and payment (EBPP) service provider, the electronic billing activation request and receive a confirmation of processing of the electronic billing activation request.

1 . A system, comprising:
 at least one network interface configured to:
 receive, by a biller system associated with a biller, entity information associated with an entity requesting to establish a biller account with the biller system,
 wherein the entity information comprises an identifier associated with a subscriber account at an electronic bill presentment and payment (EBPP) service provider, and 
 wherein the subscriber account is associated with the entity; and 
 
 receive, from the service provider system, a confirmation of processing of an electronic billing activation request; 
   at least one memory storing computer-executable instructions; and   at least one processor configured to access the at least one memory and to execute the computer-executable instructions to:
 generate the biller account; 
 generate the electronic billing activation request, wherein the electronic billing activation request comprises i) an identifier associated with the biller, ii) the identifier associated with the subscriber account, and iii) an identifier associated with the biller account; and 
 direct the at least one network interface to transmit, to a service provider system associated with the EBPP service provider, the electronic billing activation request. 
   
     
     
         2 . The system of  claim 1 , wherein the entity is one of:
 i) an individual, or   ii) a business.   
     
     
         3 . The system of  claim 1 , wherein the at least one network interface is further configured to:
 receive a request to initiate processing to generate the biller account.   
     
     
         4 . The system of  claim 1 , wherein the at least one processor is further configured to:
 direct the at least one network interface to transmit, for presentation to the entity, a request for the entity information responsive to receiving the request to initiate processing to generate the biller account.   
     
     
         5 . The system of  claim 1 , wherein the at least one processor is further configured to at least one of:
 validate at least a portion of the entity information; or   analyze at least a portion of the entity information to approve generating the biller account.   
     
     
         6 . The system of  claim 1 , wherein the at least one processor is further configured to:
 generate the identifier associated with the biller account.   
     
     
         7 . The system of  claim 1 , wherein the at least one processor is further configured to:
 store the entity information in association with the identifier associated with the biller account.   
     
     
         8 . The system of  claim 1 , wherein the at least one processor is further configured to:
 identify the EBPP service provider based at least in part on the identifier associated with the subscriber account.   
     
     
         9 . The system of  claim 1 , where the entity information further comprises an automated payment request. 
     
     
         10 . The system of  claim 9 , wherein the electronic billing activation request further comprises an automated payment instruction corresponding to the automated payment request, wherein the automated payment instruction indicates automatic payment of future bills of the biller for the biller account. 
     
     
         11 . A computer-implemented method, comprising:
 receiving, by a biller system associated with a biller and comprising one or more computers, entity information associated with an entity requesting to establish a biller account with the biller system,
 wherein the entity information comprises an identifier associated with a subscriber account at an electronic bill presentment and payment (EBPP) service provider, and 
 wherein the subscriber account is associated with the entity; 
   generating, by the biller system, the biller account;   generating, by the biller system, an electronic billing activation request,
 wherein the electronic billing activation request comprises i) an identifier associated with the biller, ii) the identifier associated with the subscriber account, and iii) an identifier associated with the biller account; 
   transmitting, by the biller system to a service provider system associated with the EBPP service provider, the electronic billing activation request; and   receiving, by the biller system from the service provider system, a confirmation of processing of the electronic billing activation request.   
     
     
         12 . The computer-implemented method of  claim 11 , wherein the entity is one of:
 i) an individual, or   ii) a business.   
     
     
         13 . The computer-implemented method of  claim 11 , further comprising:
 receiving, by the biller system, a request to initiate processing to generate the biller account.   
     
     
         14 . The computer-implemented method of  claim 11 , further comprising:
 transmitting, by the biller system for presentation to the entity, a request for the entity information responsive to receiving the request to initiate processing to generate the biller account.   
     
     
         15 . The computer-implemented method of  claim 11 , wherein generating the biller account comprises at least one of:
 validating, by the biller system, at least a portion of the entity information; or   analyzing, by the biller system, at least a portion of the entity information to approve generating the biller account.   
     
     
         16 . The computer-implemented method of  claim 11 , further comprising:
 generating, by the biller system, the identifier associated with the biller account.   
     
     
         17 . The computer-implemented method of  claim 11 , further comprising:
 storing the entity information in association with the identifier associated with the biller account.   
     
     
         18 . The computer-implemented method of  claim 11 , further comprising:
 identifying, by the biller system, the EBPP service provider based at least in part on the identifier associated with the subscriber account.   
     
     
         19 . The computer-implemented method of  claim 11 , where the entity information further comprises an automated payment request. 
     
     
         20 . The computer-implemented method of  claim 19 , wherein the electronic billing activation request further comprises an automated payment instruction corresponding to the automated payment request, wherein the automated payment instruction indicates automatic payment of future bills of the biller for the biller account.