US2014304172A1PendingUtilityA1

Electronic signature security algorithms

Assignee: RAWLLIN INT INCPriority: Jan 11, 2012Filed: Jun 20, 2014Published: Oct 9, 2014
Est. expiryJan 11, 2032(~5.5 yrs left)· nominal 20-yr term from priority
G06Q 40/02G06Q 20/3221G06Q 20/40H04L 63/0876G06Q 10/06G06Q 20/3829G06Q 20/4014H04L 9/3228
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Claims

Abstract

Technologies are generally described for security algorithm methods in authorizing and linking devices associated with a customer. A first device can be linked to a customer account. Additional devices can be linked to the customer account. Those devices can be authenticated to perform banking operations using dual factor authentication wherein a customer's login information is a first factor and the customer using a previously authenticated device is a second factor. By using additional methods of authentication, transactions can be done more reliably and securely.

Claims

exact text as granted — not AI-modified
What is claimed is: 
     
         1 . A client device, comprising:
 at least one memory that stores computer executable components; and   a processor that facilitates execution of one or more computer executable components stored within the memory, the computer executable components comprising:
 a display component that displays a user request wherein the display component further receives login information and a banking request from a user based on the user request; 
 a user authentication that authenticates the user based upon sending the login information to a bank server using a communications network; 
 a security component that stores in protected memory a security key associated with the client device wherein the security component further generates an encrypted banking request based on the security key and the banking request; and 
 a bank operation component that sends the encrypted banking request to the bank server using the communications network. 
   
     
     
         2 . The client device of  claim 1 , wherein the bank operation component further receives an encrypted banking operation result. 
     
     
         3 . The client device of  claim 2 , wherein the security component further generates a decrypted banking operation result based on encrypted banking operation result and the security key. 
     
     
         4 . The client device of  claim 3 , wherein the display component further displays the decrypted banking operation result.

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