System for real time continuous data processing for investment portfolios

Abstract

A real time continuous data inputting, processing, scanning and displaying system for financial data and inputting variable boundaries of data for a variety of desired data characteristics. The process displays when the data characteristics fall outside their respective variable boundaries. Real time financial markets data and conventional data inputs are input into the system which is comprised of conventional and new computer processor enabled processes, clusters of central processing units, a report writer, terminal device, data disk, and interface. The data disks and real time financial market data and conventional data inputs and outputs are continuously referenced during the scanning process for exceptions to the boundaries of desired data characteristics.

1 - 28 . (canceled) 
     
     
         29 . A computerized system for the analysis of investment portfolios, the system comprising:
 (a) a data input unit for receiving a plurality of data inputs, the data inputs comprising data of one or more investment portfolios wherein at least one investment portfolio is associated with an investor and wherein the data of one or more investment portfolios comprises data representative of the composition of a portfolio;   (b) a change input unit for receiving change data associated with a change to at least one of the investment portfolios;   (c) a database for storing at least a portion of the received data inputs from the data input unit;   (d) a processor programmed to analyze the change data and at least a portion of the data inputs, wherein the analysis comprises determining whether the change data results in a deviation from a portfolio guideline, the guideline unrelated to a performance benchmark.   
     
     
         30 . A computerized system according to  claim 29  wherein the processor is programmed to administrate the data input unit and the change input unit. 
     
     
         31 . A computerized system according to  claim 29  wherein the deviation from the portfolio guideline corresponds to at least an impermissible addition or subtraction to a portfolio. 
     
     
         32 . A computerized system according to  claim 29  wherein the data of one or more investment portfolios comprises data representative of the composition of each respective investment portfolio. 
     
     
         33 . A computerized system according to  claim 29  wherein the change to an investment portfolio is an investor's investment decision. 
     
     
         34 . A computerized system according to  claim 29  wherein the change data comprises an addition, a subtraction, or a combination of an addition and subtraction to the portfolio, and wherein the analysis comprises determining, after each addition, subtraction or combination of an addition and subtraction to the portfolio, whether the change data results in a deviation from a portfolio guideline. 
     
     
         35 . A computerized system according to  claim 29  further comprising a display device, wherein the processor is programmed to output results of the analysis to the display device. 
     
     
         36 . A computerized system for the analysis of investment portfolios, the system comprising:
 (a) a data input unit for receiving a plurality of data inputs, the data inputs comprising data of one or more investment portfolios wherein at least one investment portfolio is associated with an investor and wherein the data of one or more investment portfolios comprises data representative of the composition of a portfolio;   (b) a change input unit for receiving change data associated with a change to at least one of the investment portfolios;   (c) a database for storing at least a portion of the received data inputs from the data input unit;   (d) a processor programmed to analyze the change data, wherein the analysis comprises determining whether the change data results in a deviation from a portfolio guideline, the guideline unrelated to a performance benchmark.   
     
     
         37 . A computerized system according to  claim 36  wherein the processor is programmed to administrate the data input unit and the change input unit. 
     
     
         38 . A computerized system according to  claim 36  wherein the deviation from the portfolio guideline corresponds to at least an impermissible addition or subtraction to a portfolio. 
     
     
         39 . A computerized system according to  claim 36  wherein the data of one or more investment portfolios comprises data representative of the composition of each respective investment portfolio. 
     
     
         40 . A computerized system according to  claim 36  wherein the change to an investment portfolio is an investor's investment decision. 
     
     
         41 . A computerized system according to  claim 36  wherein the change data comprises an addition, a subtraction, or a combination of an addition and subtraction to the portfolio, and wherein the analysis comprises determining, after each addition, subtraction or combination of an addition and subtraction to the portfolio, whether the change data results in a deviation from a portfolio guideline. 
     
     
         42 . A computerized system according to  claim 36  wherein further comprising a display device, wherein the processor is programmed to output results of the analysis to the display device. 
     
     
         43 . A computerized method for the analysis of investment portfolios, the method comprising:
 (a) receiving a plurality of data inputs, the data inputs comprising data of one or more investment portfolios wherein at least one investment portfolio is associated with an investor and wherein the data of one or more investment portfolios comprises data representative of the composition of a portfolio;   (b) receiving change data associated with a change to at least one of the investment portfolios;   (c) storing at least a portion of the received data inputs;   (d) analyzing the change data and at least a portion of the data inputs, wherein the analyzing comprises determining whether the change data results in a deviation from a portfolio guideline, the guideline unrelated to a performance benchmark.   
     
     
         44 . A computerized method according to  claim 43  wherein the deviation from the portfolio guideline corresponds to at least an impermissible addition or subtraction to a portfolio. 
     
     
         45 . A computerized method according to  claim 43  wherein the data of one or more investment portfolios comprises data representative of the composition of each respective investment portfolio. 
     
     
         46 . A computerized method according to  claim 43  wherein the change to an investment portfolio is an investor's investment decision. 
     
     
         47 . A computerized method according to  claim 43  wherein the change data comprises an addition, a subtraction, or a combination of an addition and subtraction to the portfolio, and wherein the analysis comprises determining, after each addition, subtraction or combination of an addition and subtraction to the portfolio, whether the change data results in a deviation from a portfolio guideline. 
     
     
         48 . A computerized method according to  claim 43  further comprising (e) outputting results of the analysis to a display device. 
     
     
         49 . A computerized method for the analysis of investment portfolios, the method comprising:
 (a) receiving a plurality of data inputs, the data inputs comprising data of one or more investment portfolios wherein at least one investment portfolio is associated with an investor and wherein the data of one or more investment portfolios comprises data representative of the composition of a portfolio;   (b) receiving change data associated with a change to at least one of the investment portfolios;   (c) storing at least a portion of the received data inputs;   (d) analyzing the change data, wherein the analyzing comprises determining whether the change data results in a deviation from a portfolio guideline, the guideline unrelated to a performance benchmark.   
     
     
         50 . A computerized method according to  claim 49  wherein the deviation from the portfolio guideline corresponds to at least an impermissible addition or subtraction to a portfolio. 
     
     
         51 . A computerized method according to  claim 49  wherein the data of one or more investment portfolios comprises data representative of the composition of each respective investment portfolio. 
     
     
         52 . A computerized method according to  claim 49  wherein the change to an investment portfolio is an investor's investment decision. 
     
     
         53 . A computerized method according to  claim 49  wherein the change data comprises an addition, a subtraction, or a combination of an addition and subtraction to the portfolio, and wherein the analysis comprises determining, after each addition, subtraction or combination of an addition and subtraction to the portfolio, whether the change data results in a deviation from a portfolio guideline. 
     
     
         54 . A computerized method according to  claim 49  further comprising (e) outputting results of the analysis to a display device