US2014236832A1PendingUtilityA1
Methods and systems for validating negotiable instruments
Assignee: CERTEGY CHECK SERVICES INCPriority: Sep 16, 2005Filed: Apr 29, 2014Published: Aug 21, 2014
Est. expirySep 16, 2025(expired)· nominal 20-yr term from priority
Inventors:Michael R. Bates
G06Q 40/02G07F 7/04G06Q 40/00G06Q 20/042G06Q 20/40G06Q 20/04
69
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Claims
Abstract
Methods and systems for validating a negotiable instrument. One method can include obtaining an electronic image of the negotiable instrument, electronically determining a first value and a second value of the negotiable instrument based on the electronic image, and automatically validating the negotiable instrument if the first value is substantially equal to the second value.
Claims
exact text as granted — not AI-modified1 - 24 . (canceled)
25 . A system comprising:
a processor configured to:
obtain an electronic image of a negotiable instrument;
determine a first value and a second value of the negotiable instrument based on the electronic image;
validate the negotiable instrument when the first value is substantially equal to the second value; and
when the first value is not substantially equal to the second value:
determine whether an authorized transaction amount is available; and
when the authorized transaction amount is available, validate the negotiable instrument and set an amount of the negotiable instrument to be equal to the authorized transaction amount.Join the waitlist — get patent alerts
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