System for real-time data processing

Abstract

A real-time data processing apparatus that is connected to a user over a network, the real-time data processing apparatus comprising a data access unit that accesses user transaction data from the user, a data storage that stores orchestration process data that includes information relating to a processing of the user transaction data, a transaction processing unit that: i) accesses the user transaction data from the data access unit, ii) accesses the orchestration process data from the data storage, and iii) processes the user transaction data using the orchestration process data and a transaction data communication unit that communicates a result of the processed user transaction data in real-time to the user, wherein the real-time data processing apparatus does not store the accessed user transaction data in a non-volatile storage medium.

What is claimed is: 
     
         1 . A real-time data processing apparatus that is connected to a user over a network, the real-time data processing apparatus comprising:
 a data access unit that accesses user transaction data from the user;   a data storage that stores orchestration process data that includes information relating to a processing of the user transaction data;   a transaction processing unit that: i) accesses the user transaction data from the data access unit, ii) accesses the orchestration process data from the data storage, and iii) processes the user transaction data using the orchestration process data; and   a transaction data communication unit that communicates a result of the processed user transaction data in real-time to the user, wherein the real-time data processing apparatus does not store the accessed user transaction data in a non-volatile storage medium.   
     
     
         2 . The real-time data processing apparatus according to  claim 1 , wherein
 the user transaction data includes a transaction request and user information relating to the transaction request, and   the user information includes confidential user data.   
     
     
         3 . The real-time data processing apparatus according to  claim 2 , wherein the user transaction data corresponds to a workflow transaction. 
     
     
         4 . The real-time data processing apparatus according to  claim 1 , wherein the data storage stores user authentication data to authenticate the user prior to the processing of the user transaction data. 
     
     
         5 . The real-time data processing apparatus according to  claim 1 , wherein the orchestration process data includes at least one of definitions and rules for performing workflow processes. 
     
     
         6 . The real-time data processing apparatus according to  claim 1 , wherein the data access unit automatically accesses the user transaction data without a user-initiated action. 
     
     
         7 . The real-time data processing apparatus according to  claim 2 , further comprising a user interface that receives the transaction request and the user information. 
     
     
         8 . The real-time data processing apparatus according to  claim 7 , wherein the data access unit accesses the user transaction data in response to a user-initiated action on the user interface. 
     
     
         9 . The real-time data processing apparatus according to  claim 7 , wherein the user interface includes a web-based input by which the transaction request and the user information is received. 
     
     
         10 . The real-time data processing apparatus according to  claim 1 , wherein prior to completion of the processing of the user transaction data, the transaction data communication unit communicates a preliminary result of the processed user transaction data to a data layer, the preliminary result of the processed user transaction data being different than the result of the processed user transaction data. 
     
     
         11 . The real-time data processing apparatus according to  claim 10 , wherein the data layer is under full control of the user and accessible by the user. 
     
     
         12 . The real-time data processing apparatus according to  claim 10 , wherein the preliminary result of the processed user transaction data is encrypted data, the encrypted data being located within full control of the user. 
     
     
         13 . The real-time data processing apparatus according to  claim 10 , wherein
 the data access unit accesses the preliminary result of the processed user transaction data from the data layer,   the transaction processing unit accesses the preliminary result of the processed user transaction data from the data access unit and performs a final processing of the preliminary result of the processed user transaction data, wherein   the result of the processed user transaction data that is communicated to the user by the transaction data communication unit is a result of the final processing of the preliminary result of the processed user transaction data.   
     
     
         14 . The real-time data processing apparatus according to  claim 13 , wherein the final processing of the preliminary result of the processed user transaction data is initiated by user input that is accessed by the data access unit. 
     
     
         15 . The real-time data processing apparatus according to  claim 1 , wherein
 the real-time data processing apparatus is located outside of a network bather, and   the network barrier is a security firewall.   
     
     
         16 . The real-time data processing apparatus according to  claim 12 , wherein unencrypted data including user information is not located outside the full control of the user. 
     
     
         17 . The real-time data processing apparatus according to  claim 15 , wherein the user transaction data being initially located inside the network barrier. 
     
     
         18 . The real-time data processing apparatus according to  claim 1 , wherein the user transaction data being stored under full control of the user. 
     
     
         19 . The real-time data processing apparatus according to  claim 1 , wherein
 an entity authorized by the user provides entity data to the real-time data processing apparatus; and   a data communication unit communicates the entity data in real-time to the user, wherein   the real-time data processing apparatus does not store the entity data in a non-volatile storage medium.   
     
     
         20 . A method for real-time data processing by a real-time data processing apparatus that is connected to a user over a network, the method comprising:
 accessing user transaction data from the user;   storing orchestration process data which includes information relating to a processing of the user transaction data;   accessing the user transaction data and the orchestration process data;   processing the user transaction data using the orchestration process data; and   communicating a result of the processed user transaction data in real-time to the user, wherein the real-time data processing apparatus does not store the accessed user transaction data in a non-volatile storage medium.   
     
     
         21 . A computer-readable medium storing orchestration process data that includes information relating to a processing of user transaction data for real-time data processing, which when executed by a processor, causes a computer to function as a real-time data processing apparatus, the real-time data processing apparatus is connected to a user over a network, the computer-readable medium comprising:
 a data access unit that accesses user transaction data from the user;   a transaction processing unit that: i) accesses the user transaction data from the data access unit, ii) accesses the orchestration process data from the computer-readable medium, and iii) processes the user transaction data using the orchestration process data; and   a transaction data communication unit that communicates a result of the processed user transaction data in real-time to the user, wherein the computer-readable medium does not store the accessed user transaction data.   
     
     
         22 . A data processing system for processing user transaction data to a user in real-time, the data processing system comprising:
 a user database that stores user transaction data;   a real-time data processing apparatus comprising:
 a data access unit that accesses the user transaction data from the user; 
 a data storage that stores orchestration process data which includes information relating to a processing of the user transaction data; 
 a transaction processing unit that: i) accesses the user transaction data from the data access unit, ii) accesses the orchestration process data from the data storage, and iii) processes the user transaction data using the orchestration process data; and 
 a transaction data communication unit that communicates a result of the processed user transaction data in real-time to the user, wherein the real-time data processing apparatus does not store the accessed user transaction data in a non-volatile storage medium.