Payment support method and system

Abstract

A method and a system for payment support are provided. The payment support method may include creating an account used for a payment service via a wallet server apparatus, connecting to the wallet server apparatus using the account, registering personal identification information including hardware information of a terminal device in the account, and associating at least one payment option with the personal identification information stored in the wallet server apparatus.

1 . A payment support method comprising:
 creating an account used for a payment service via a wallet server apparatus;   connecting to the wallet server apparatus using the account;   registering personal identification information including hardware information of a terminal device in the account; and   associating at least one payment option with the personal identification information stored in the wallet server apparatus.   
     
     
         2 . The payment support method of  claim 1 , wherein the creating of the account comprises operating an electronic device configured to access a communication network to connect to the wallet server apparatus and send personal information to the wallet server apparatus. 
     
     
         3 . The payment support method of  claim 1 , wherein the hardware information of the terminal device comprises at least one of a serial number of the terminal device, Media Access Control (MAC) information of the terminal device, and memory ID of the terminal device. 
     
     
         4 . The payment support method of  claim 1 , further comprising:
 receiving, by the terminal device, a payment request for a product purchase;   accessing the wallet server apparatus;   sending the personal identification information including the hardware information of the terminal device to the wallet server apparatus;   performing, by the wallet server apparatus, terminal verification based on the personal identification information;   sending, upon completion of the terminal verification, by the wallet server apparatus, the payment request for the product purchase to a financial support apparatus; and   performing, by the financial support apparatus, payment approval.   
     
     
         5 . The payment support method of  claim 4 , wherein the accessing of the wallet server apparatus comprises one of:
 connecting to the wallet server apparatus using a program installed to access the wallet server apparatus when the program is selected for activation; and   automatically activating the program according to a request from the wallet server apparatus.   
     
     
         6 . The payment support method of  claim 4 , further comprising sending, after the terminal verification, by the wallet server apparatus, payment option information preregistered by the terminal device to the terminal device. 
     
     
         7 . The payment support method of  claim 1 , further comprising one of:
 generating, by the wallet server apparatus, identification card information related to the account, providing the identification card information to the terminal device, and storing, according to a request from the terminal device, the identification card information so that the identification card information is mapped with information on the terminal device; and   registering identification card information provided by the terminal device in the account open for the terminal device, and storing the identification card information so that the identification card information is mapped with information on the terminal device.   
     
     
         8 . The payment support method of  claim 7 , further comprising:
 receiving, by the terminal device, a payment request for a product purchase;   connecting to the wallet server apparatus, sending the personal identification information to the wallet server apparatus, selecting one of payment options preregistered in the terminal device, and waiting for payment;   obtaining, by a member store apparatus, the identification card information and sending the identification card information to the wallet server apparatus; and   performing, by a financial support apparatus, payment approval for the payment request according to validity of the identification card information.   
     
     
         9 . The payment support method of  claim 7 , wherein the providing of the identification card information comprises one of:
 fabricating, by the wallet server apparatus, an identification card containing the identification card information and delivering the identification card to the terminal device; and   generating, by the wallet server apparatus, the identification card information as disposable information and sending the disposable identification card information to the terminal device.   
     
     
         10 . The payment support method of  claim 9 , wherein the disposable identification card information is sent through at least one of key input, a barcode reader, and short-range wireless communication. 
     
     
         11 . A payment support system comprising:
 a wallet server apparatus configured to support generation of an account of a payment service; and   a terminal device configured to connect to the wallet server apparatus using the account,   wherein the terminal device registers personal identification information including hardware information of the terminal device in the account and associates at least one payment option with the personal identification information stored in the wallet server apparatus.   
     
     
         12 . The payment support system of  claim 11 , wherein the hardware information of the terminal device comprises at least one of a serial number of the terminal device, Media Access Control (MAC) information of the terminal device, and memory ID of the terminal device. 
     
     
         13 . The payment support system of  claim 11 , further comprising:
 a member store apparatus configured to receive a payment request for a product purchase from the terminal device,   wherein the member store apparatus collects the personal identification information of the terminal device and sends the product purchase information and the personal identification information to the wallet server apparatus.   
     
     
         14 . The payment support system of  claim 13 , wherein the wallet server apparatus comprises:
 a terminal verification server configured to verify the terminal device according to the payment request from the member store apparatus; and   an app server equipment configured to provide, upon completion of the terminal verification, payment option information registered by the terminal device to the terminal device.   
     
     
         15 . The payment support system of  claim 11 , wherein the terminal device connects to the wallet server apparatus by using a program installed for access to the wallet server apparatus when the program is selected for activation or by automatically activating the program according to a request from the wallet server apparatus. 
     
     
         16 . The payment support system of  claim 11 , wherein the wallet server apparatus generates identification card information related to the account, provides the identification card information to the terminal device, and stores, according to a request from the terminal device, the identification card information so that the identification card information is mapped with information on the terminal device. 
     
     
         17 . The payment support system of  claim 16 , wherein, when a payment request for a product purchase is received, the terminal device connects to the wallet server apparatus, sends the personal identification information to the wallet server apparatus, selects one of payment options preregistered in the terminal device, and waits for payment. 
     
     
         18 . The payment support system of  claim 17 , wherein the wallet server apparatus sends the payment request to a financial support apparatus that approves the payment request according to validity of the identification card information. 
     
     
         19 . The payment support system of  claim 16 , wherein the wallet server apparatus fabricates an identification card containing the identification card information and delivers the identification card to the terminal device, or generates the identification card information as disposable information and sends the disposable identification card information to the terminal device. 
     
     
         20 . The payment support system of  claim 19 , wherein the disposable identification card information is sent through at least one of key input, a barcode reader, and short-range wireless communication.