Routing for direct to account payments

Abstract

Various systems and methods are described for analyzing multiple money transfer routing schemes. Each of these multiple money transfer routing schemes may comprise a route to transmit funds from the source for the money transfer transaction to the destination for the money transfer transaction. An internal money transfer routing scheme may refer to a money transfer routing scheme that utilizes a direct money transfer arrangement between the destination of the money transfer transaction and the money transfer network. An external money transfer routing scheme may refer to a money transfer routing scheme that utilizes at least one third party money transfer network between the destination of the money transfer transaction and the money transfer network. The multiple money transfer routing schemes may be analyzed and the preferable money transfer routing scheme at least partially based on the predefined criterion from among the multiple money transfer routing schemes may be identified.

What is claimed is: 
     
         1 . A method comprising:
 selecting, by a computer system, a plurality of money transfer routing schemes, wherein each the plurality of money transfer routing schemes comprises a route to transmit funds from a source for the money transfer transaction to a destination for the money transfer transaction;   determining, by the computer system, a preferable money transfer routing scheme from among the plurality of money transfer routing schemes, based at least in part on predefined criterion;   causing, with the computer system, at least a subset of the plurality of money transfer routing schemes to be presented at a user interface, wherein the subset includes the preferable money transfer routing scheme and at least one other money transfer routing scheme; and   receiving from the user interface, by the computer system, a selection of a particular money transfer routing scheme from among the subset of the plurality of money transfer routing schemes.