Method for Facilitating Payment of a Computerized Transaction

Abstract

A system and method for facilitating the transfer of a payment for a computerized transaction between a buyer and a seller for the purchase of an item using a computer network, such as the Internet. For example, the method can include communicating data regarding the transaction between the buyer and the seller, receiving an actual payment from the buyer at one or more agent locations, and upon receiving the actual payment from the buyer at one of the agent locations, communicating a message to the seller that the actual payment for the transaction was received at the agent location, thereby permitting the seller to begin shipment of the item.

1 - 161 . (canceled) 
     
     
         162 . A method for facilitating a purchase transaction, the method comprising:
 receiving, via at least one computer processor, transaction information from a buyer;   receiving an indication the buyer will pay for the transaction;   providing a transaction confirmation number to the buyer;   generating a will pay transaction record associated with the transaction confirmation number;   receiving the transaction confirmation number from a merchant location;   receiving an indication the buyer has submitted a payment at the merchant location; and   generating a have paid transaction record associated with the buyer's payment.   
     
     
         163 . The method of  claim 162 , further comprising:
 referencing the transaction confirmation number to determine a total amount due from the buyer.   
     
     
         164 . The method of  claim 162 , further comprising:
 initiating shipment of an item associated with the buyer's transaction to the buyer or the merchant location.   
     
     
         165 . The method of  claim 162 , wherein the payment comprises an in person cash payment. 
     
     
         166 . The method of  claim 162 , wherein the will pay transaction record comprises buyer information, merchant information, and a unique confirmation number associated with the transaction. 
     
     
         167 . The method of  claim 162 , wherein the transaction confirmation number comprises a unique series of numeric digits. 
     
     
         168 . The method of  claim 162 , further comprising:
 providing the buyer with an option to select an electronic payment for the transaction or an option to pay for the transaction at the merchant location.   
     
     
         169 . A system for facilitating a purchase transaction, the system comprising:
 at least one processor operable to execute computer-executable instructions; and   at least one memory comprising computer-executable instructions operable to:
 receive transaction information from a buyer; 
 receive an indication the buyer will pay for the transaction; 
 provide a transaction confirmation number to the buyer; 
 generate a will pay transaction record associated with the transaction confirmation number; 
 receive the transaction confirmation number from a merchant location; 
 receive an indication the buyer has submitted a payment at the merchant location; and 
 generate a have paid transaction record associated with the buyer's payment. 
   
     
     
         170 . The system of  claim 169 , wherein the computer-executable instructions are further operable to:
 reference the transaction confirmation number to determine a total amount due from the buyer.   
     
     
         171 . The system of  claim 169 , wherein the computer-executable instructions are further operable to:
 initiate shipment of an item associated with the buyer's transaction to the buyer or the merchant location.   
     
     
         172 . The system of  claim 169 , wherein the payment comprises an in person cash payment. 
     
     
         173 . The system of  claim 169 , wherein the will pay transaction record comprises buyer information, merchant information, and a unique confirmation number associated with the transaction. 
     
     
         174 . The system of  claim 169 , wherein the transaction confirmation number comprises a unique series of numeric digits. 
     
     
         175 . The system of  claim 169 , wherein the computer-executable instructions are further operable to:
 provide the buyer with an option to select an electronic payment for the transaction or an option to pay for the transaction at the merchant location.   
     
     
         176 . A method for facilitating a purchase transaction, the method comprising:
 receiving, via at least one computer processor, transaction information from a buyer;   receiving an indication the buyer will pay for the transaction;   providing a transaction confirmation number to the buyer;   receiving the transaction confirmation number from a merchant location;   receiving an indication the buyer has submitted a payment at the merchant location; and   initiating shipment of an item associated with the buyer's transaction to the buyer or the merchant location.   
     
     
         177 . The method of  claim 176 , further comprising:
 initiating shipment of an item associated with the buyer's transaction to the buyer or the merchant location.   
     
     
         178 . The method of  claim 176 , further comprising:
 providing the buyer with an option to select an electronic payment for the transaction or an option to pay for the transaction at the merchant location.   
     
     
         179 . The method of  claim 176 , further comprising:
 generating a will pay transaction record associated with the transaction confirmation number;   referencing the transaction confirmation number to determine a total amount due from the buyer; and   generating a have paid transaction record associated with the buyer's payment.   
     
     
         180 . The method of  claim 179 , wherein the will pay transaction record comprises buyer information, merchant information, and a unique confirmation number associated with the transaction. 
     
     
         181 . The method of  claim 176 , wherein the payment comprises an in person cash payment.