Discounts in a mobile device

Abstract

A buying group discount system includes a universal discount card to provide discounts, rewards and/or offers to consumers participating in a buying group. Consumer purchases are aggregated with transactions of the entire buying group. Rewards and discounts are released to the buying group when the aggregated purchases satisfied criteria specified in a reward policy established by sellers. Furthermore, mechanisms are provided to enable the universal discount card to be positioned to provide contextual flash offers or advertisements.

1 . (canceled) 
     
     
         2 . A system for location-based transactions, the system comprising:
 a first computing device, the first computing device comprising:
 a non-transitory computer readable storage medium having embodied thereon instructions executable by a processor to generate a buyer profile including information about products or services purchased by the buyer, and determine a location of the buyer, and 
 a location-based service module executable by a processor to generate location-based data, wherein the location-based data corresponds to a search associated with the buyer, a first location of the buyer, and the buyer profile; and 
 a wireless transceiver that: 
 transmits the buyer profile to a central server, and 
 receives information associated with one or more sellers in proximity to the location of the buyer; 
   a second computing device, the second computing device comprising:
 a non-transitory computer readable storage medium having embodied thereon instructions executable by a processor to receive a buyer profile from the central server, and determine a second location of the buyer, 
 a location-based service module executable by a processor to generate location-based data, wherein the location-based data corresponds to a search associated with the buyer, a second location of the buyer, and the buyer profile, and 
 a wireless transceiver that receives buyer information associated with one or more sellers in proximity to the second location of the buyer. 
   
     
     
         3 . The system of  claim 2  wherein the buyer's location is different from the buyer's second location. 
     
     
         4 . The system of  claim 2  further comprising:
 a third computing device, the third computing device comprising: 
 a non-transitory computer readable storage medium having embodied thereon instructions executable by a processor to receive a buyer profile from the central server, and determine a third location of the buyer, 
 a location-based service module executable by a processor to generate location-based data, wherein the location-based data corresponds to a search associated with the buyer, a third location of the buyer, and the buyer profile, and 
 a wireless transceiver that receives buyer information associated with one or more sellers in proximity to the third location of the buyer. 
 
     
     
         5 . The system of  claim 2  wherein the location-based data comprises one or more offers from the one or more sellers. 
     
     
         6 . The system of  claim 2  wherein the location of the buyer is determined with a global positioning system. 
     
     
         7 . The system of  claim 2  wherein the location-based data is transmitted to the one or more interested parties. 
     
     
         8 . The system of  claim 7  wherein the wireless transmitter receives an offer for a product or service in response to the search associated with the buyer at the buyer's location. 
     
     
         9 . The system of  claim 8  wherein the offer for the product or service of a particular seller includes a discount that is calculated according to a purchase amount achieved during a particular time period by the buyer from the particular seller. 
     
     
         10 . The system of  claim 2  wherein the instructions executable by the processor allow for purchase of a product or service. 
     
     
         11 . The system of  claim 10  wherein the purchase of the product or service is in conjunction with a sponsored credit or debit card selected as a default payment method. 
     
     
         12 . A method for location-based transactions, the method comprising:
 executing instructions stored in memory of a first computing device, wherein execution of the instructions by a processor:
 generates a buyer profile including information about products or services purchased by the buyer, and 
 determines a location of the buyer; and 
   generating location-based data, wherein the location-based data corresponds to a search associated with the buyer, a first location of the buyer, and the buyer profile; and   transmitting the buyer profile to a central server;   receiving information associated with one or more sellers in proximity to the location of the buyer;   executing instructions stored in memory of a second computing device, wherein the execution of the instructions by the processor:
 receives the buyer profile from the central server; and 
 determines a second location of the buyer; 
   generating location-based data, wherein the location-based data corresponds to a search associated with the buyer, a second location of the buyer, and the buyer profile; and   receiving buyer information associated with one or more sellers in proximity to the second location of the buyer.   
     
     
         13 . The method of  claim 12  wherein the buyer's location is different from the buyer's second location. 
     
     
         14 . The method of  claim 12  further comprising:
 executing instructions stored in memory of a third computing device, wherein the execution of the instructions by the processor:
 receives the buyer profile from the central server; and 
 determines a third location of the buyer; 
 
 generating location-based data, wherein the location-based data corresponds to a search associated with the buyer, a third location of the buyer, and the buyer profile; and 
 receiving buyer information associated with one or more sellers in proximity to the third location of the buyer. 
 
     
     
         15 . The method of  claim 12  wherein the location-based data comprises one or more offers from the one or more sellers. 
     
     
         16 . The method of  claim 12  wherein the determining a location of the buyer is determined with a global positioning system. 
     
     
         17 . The method of  claim 12  further comprising transmitting the location-based data to the one or more interested parties. 
     
     
         18 . The method of  claim 17  further comprising receiving an offer for a product or service in response to the search associated with the buyer at the buyer's location. 
     
     
         19 . The method of  claim 18  wherein the receiving an offer for the product or service is a result of a seller paying a third party to advertise based, at least in part, on the search associated with the buyer. 
     
     
         20 . The method of  claim 12  wherein the instructions executable by the processor allows for purchase of a product or service. 
     
     
         21 . The method of  claim 20  wherein the purchase of the product or service is in conjunction with a sponsored credit or debit card selected as a default payment method. 
     
     
         22 . A non-transitory computer readable storage medium having embodied thereon instructions executable by a processor to perform a method for location-based transactions, the method comprising:
 generating a buyer profile on a first computing device including information about products or services purchased by the buyer, and determining a location of the buyer; and   generating location-based data, wherein the location-based data corresponds to a search associated with the buyer, a first location of the buyer, and the buyer profile; and   transmitting the buyer profile to a central server;   receiving information associated with one or more sellers in proximity to the location of the buyer;   receiving on a second computing device the buyer profile from the central server;   determining a second location of the buyer;   generating location-based data, wherein the location-based data corresponds to a search associated with the buyer, a second location of the buyer, and the buyer profile; and   
       receiving buyer information associated with one or more sellers in proximity to the second location of the buyer. 
     
     
         23 . The non-transitory computer-readable storage medium of  claim 22  wherein the buyer profile includes demographic information associated with the buyer. 
     
     
         24 . The non-transitory computer-readable storage medium of  claim 22  further comprising:
 receiving on a third computing device the buyer profile from the central server; 
 determining a third location of the buyer; 
 generating location-based data, wherein the location-based data corresponds to a search associated with the buyer, a third location of the buyer, and the buyer profile; and 
 receiving buyer information associated with one or more sellers in proximity to the third location of the buyer. 
 
     
     
         25 . The non-transitory computer-readable storage medium of  claim 22 , wherein the buyer profile includes information provided by the buyer that includes a preference. 
     
     
         26 . The non-transitory computer-readable storage medium of  claim 22 , wherein the buyer profile is resident on the Internet and accessible by the buyer. 
     
     
         27 . The non-transitory computer-readable storage medium of  claim 22 , wherein the computing device is a hand-held computer. 
     
     
         28 . The non-transitory computer-readable storage medium of  claim 22 , wherein the computing device is a phone. 
     
     
         29 . The non-transitory computer-readable storage medium of  claim 22 , wherein the computing device is connected to an automobile. 
     
     
         30 . The non-transitory computer-readable storage medium of  claim 22  further comprising allowing for purchase of a product or service by way of a stored payment method. 
     
     
         31 . The non-transitory computer-readable storage medium of  claim 22  wherein the computing device is integrated within an automobile.