Secure money clip and card holder

Abstract

A secure money clip and card holder comprising a base member having an interior surface and an exterior surface. A clip member straddles across the exterior surface and has vertical wall portions at each end so that paper currency can be held underneath and is substantially prevented from accidentally sliding off. An upstanding wall runs along a substantial portion of the perimeter of the interior surface and has a pair of projecting tabs at opposed sides that project over a portion of the interior surface. A ramp member and a rear wall sit at opposed sides of the interior surface and define a card slot which holds a plurality of cards underneath the projecting tabs and physically prevents cards from sliding out until a user pushes the topmost card towards and against the ramp member to bend it slightly upwards and eject it.

I claim: 
     
         1 . A secure money clip and card holder for holding paper currency and cards, the secure money clip and card holder comprising:
 (a) a base member comprising a generally rectangular planar shape having first, second, third, and fourth sides, wherein said first and third sides are the two short sides and are substantially parallel to one another and said second and fourth sides are the two long sides and are substantially parallel to each other, said base member further comprises an exterior surface and an interior surface;   (b) a clip member comprising a narrow generally rectangular shape that spans across the top of said exterior surface of said base member from said first side to said third side and has means for attachment to a portion of said exterior surface at each of its two ends, said clip member further comprises a gripping means on its underside that urges against said exterior surface, and a vertical wall portion at each of its two ends that keep said clip member elevated above said exterior surface so that a receptacle is defined by said exterior surface on its bottom, said gripping means and the underside of said clip member on its top, and each said vertical wall portion on two of its opposing sides whereby paper currency, cards and the like can be slidably inserted underneath said clip member from either the said second or fourth sides of said base member and stay securely held in place against said exterior surface by the urging force of said gripping means;   (c) a card holding means affixed to said interior surface of said base member for holding a plurality of cards;   whereby a user can hold both cards and paper currency and said paper currency retained under said clip member is substantially prevented from accidentally sliding out while being inserted or removed from ones pocket or bag.   
     
     
         2 . The secure money clip and card holder according to  claim 1 , wherein said card holding means further comprises an upstanding wall that runs along a substantial portion of the perimeter of said interior surface of said base member, a rear wall upstanding from said interior surface disposed near said first side of said base member, a ramp member located at said third side of said base member, and a pair of opposed projecting tabs that are affixed to a portion of said upstanding wall along said second and fourth sides of said base member and each project horizontally over top of a portion of said interior surface wherein a card slot is defined on its bottom by said interior surface of base member, its top by said projecting tabs, its back by said rear wall, its sides by a portion of said upstanding wall, and its front by said ramp member, wherein said ramp member is taller than said projecting tabs and sloped downwards towards said interior surface, whereby when a plurality of cards is stored in said card slot they are prevented from accidentally sliding out because they are held down by said projecting tabs and barricaded by said ramp member, and whereby cards can be slidably removed by placing ones finger on the topmost card and applying a slight force as they slide it towards and against said ramp member which slightly flexes said topmost card so it clears said ramp member and allows it to be removed from said card slot. 
     
     
         3 . The secure money clip and card holder according to  claim 1 , wherein said vertical wall portions on said clip member each further comprise a flat pedestal portion with a screw hole, and said base member further comprises a pair of screw holes in said exterior surface that each align with said screw holes in said pedestal portions, thereby allowing a self tapping screw to be inserted through said screw holes and drilled into said base member to securely fasten said clip member to said base member. 
     
     
         4 . The secure money clip and card holder according to  claim 1 , wherein said gripping means on the underside of said clip member further comprises a plurality of rounded vertical walls that run perpendicular to said second and fourth sides of said base member so that when paper currency is slidably inserted under said clip member said rounded vertical walls frictionally engage said paper currency and cause said clip member to flex slightly upward so that said clip member can put pressure on and securely grip said paper currency. 
     
     
         5 . The secure money clip and card holder according to  claim 1 , wherein said base member is preferably formed from a durable, resilient plastic such as abs or polycarbonate, and wherein said clip member is preferably made out of a durable, semi flexible material such as polycarbonate or abs plastic, or stamped and formed heat treated steel. 
     
     
         6 . A secure money clip and card holder for holding paper currency and cards, the secure money clip and card holder comprising:
 (a) a base member comprising a generally rectangular planar shape having first, second, third, and fourth sides, wherein said first and third sides are the two short sides and are substantially parallel to one another and said second and fourth sides are the two long sides and are substantially parallel to each other, said base member further comprises an exterior surface and an interior surface;   said base member further comprises an upstanding wall that runs along a substantial portion of the perimeter of said interior surface of said base member, a rear wall upstanding from said interior surface disposed near said first side of said base member, a ramp member located at said third side of said base member, and a pair of opposed projecting tabs that are affixed to a portion of said upstanding wall along said second and fourth sides of said base member and each project horizontally over top of a portion of said interior surface wherein a card slot is defined on its bottom by said interior surface of base member, its top by said projecting tabs, its back by said rear wall, its sides by a portion of said upstanding wall, and its front by said ramp member, wherein said ramp member is taller than said projecting tabs and is sloped downwards towards said interior surface, whereby when a plurality of cards is stored in said card slot they are prevented from accidentally sliding out because they are held down by said projecting tabs and barricaded by said ramp member, and whereby cards can be slidably removed by placing ones finger on the topmost card and applying a slight force as they slide it towards and against said ramp member which slightly flexes said topmost card so it clears the height of said ramp member and allows it to be removed from said card slot;   (b) a paper currency holding means affixed to said exterior surface of said base member;   whereby a user can hold both a plurality of cards and paper currency and said plurality of cards is substantially prevented from accidentally sliding out while being carried, inserted or removed from ones pocket or bag.   
     
     
         7 . The secure money clip and card holder according to  claim 6 , wherein said paper currency means further comprises a clip member comprising a narrow generally rectangular shape that spans across the top of said exterior surface of said base member from said first side to said third side and has means for attachment to a portion of said exterior surface at each of its two ends, said clip member further comprises a gripping means on its underside that urges against said exterior surface, and a vertical wall portion at each of its two ends that keep said clip member elevated above said exterior surface so that a receptacle is defined by said exterior surface on its bottom, said gripping means and the underside of said clip member on its top, and each said vertical wall portion on two of its opposing sides whereby paper currency, cards and the like can be slidably inserted underneath said clip member from either the said second or fourth sides of said base member and stay securely held in place against said exterior surface by the urging force of said gripping means; 
     
     
         8 . The secure money clip and card holder according to  claim 7 , wherein said vertical wall portions on said clip member each further comprise a flat pedestal portion with a screw hole, and said base member further comprises a pair of screw holes in said exterior surface that each align with said screw holes in said pedestal portions, thereby allowing a self tapping screw to be inserted through said screw holes and drilled into said base member to securely fasten said clip member to said base member. 
     
     
         9 . The secure money clip and card holder according to  claim 7 , wherein said gripping means on the underside of said clip member further comprises a plurality of rounded vertical walls that run perpendicular to said second and fourth sides of said base member so that when paper currency is slidably inserted under said clip member said rounded vertical walls frictionally engage said paper currency and cause said clip member to flex slightly upward so that said clip member can put pressure on and securely grip said paper currency. 
     
     
         10 . The secure money clip and card holder according to  claim 7 , wherein said base member is preferably formed from a durable, resilient plastic such as abs or polycarbonate, and wherein said clip member is preferably made out of a durable, semi flexible material such as polycarbonate or abs plastic, or stamped and formed spring steel. 
     
     
         11 . A secure money clip and card holder for holding paper currency and cards, the secure money clip and card holder comprising:
 (a) a base member comprising a generally rectangular planar shape having first, second, third, and fourth sides, wherein said first and third sides are the two short sides and are substantially parallel to one another and said second and fourth sides are the two long sides and are substantially parallel to each other, said base member further comprises an exterior surface and an interior surface;   said base member further comprises an upstanding wall that runs along a substantial portion of the perimeter of said interior surface of said base member, a rear wall upstanding from said interior surface disposed near said first side of said base member, a ramp member located at said third side of said base member, and a pair of opposed projecting tabs that are affixed to a portion of said upstanding wall along said second and fourth sides of said base member and each project horizontally over top of a portion of said interior surface wherein a card slot is defined on its bottom by said interior surface of base member, its top by said projecting tabs, its back by said rear wall, its sides by a portion of said upstanding wall, and its front by said ramp member, wherein said ramp member is taller than said projecting tabs and is sloped downwards towards said interior surface, whereby when a plurality of cards is stored in said card slot they are prevented from accidentally sliding out because they are held down by said projecting tabs and barricaded by said ramp member, and whereby cards can be slidably removed by placing ones finger on the topmost card and applying a slight force as they slide it towards and against said ramp member which slightly flexes said topmost card upwards so it clears said ramp member and allows it to be removed from said card slot;   (b) a clip member comprising a narrow generally rectangular shape that spans across the top of said exterior surface of said base member from said first side to said third side and has means for attachment to a portion of said exterior surface at each of its two ends, said clip member further comprises a gripping means on its underside that urges against said exterior surface, and a vertical wall portion at each of its two ends that keep said clip member elevated above said exterior surface so that a receptacle is defined by said exterior surface on its bottom, said gripping means and the underside of said clip member on its top, and each said vertical wall portion on two of its opposing sides whereby paper currency, cards and the like can be slidably inserted underneath said clip member from either the said second or fourth sides of said base member and stay securely held in place against said exterior surface by the urging force of said gripping means;   whereby a user can hold both cards and paper currency and said paper currency retained under said clip member is substantially prevented from accidentally sliding out while being inserted or removed from ones pocket or bag and said plurality of cards is substantially prevented from accidentally sliding out of said card holder while being carried in ones pocket or bag.   
     
     
         12 . The secure money clip and card holder according to  claim 11 , wherein said vertical wall portions on said clip member each further comprise a flat pedestal portion with a screw hole, and said base member further comprises a pair of screw holes in said exterior surface that each align with said screw holes in said pedestal portions, thereby allowing a self tapping screw to be inserted through said screw holes and drilled into said base member to securely fasten said clip member to said base member. 
     
     
         13 . The secure money clip and card holder according to  claim 11 , wherein said gripping means on the underside of said clip member further comprises a plurality of rounded vertical walls that run perpendicular to said second and fourth sides of said base member so that when paper currency is slidably inserted under said clip member said rounded vertical walls frictionally engage said paper currency and cause said clip member to flex slightly upward so that said clip member can put pressure on and securely grip said paper currency. 
     
     
         14 . The secure money clip and card holder according to  claim 11 , wherein said base member is preferably formed from a durable, resilient plastic such as abs or polycarbonate, and wherein said clip member is preferably made out of a durable, semi flexible material such as polycarbonate or abs plastic, or stamped and formed spring steel.