Method, Device, and System of Accessing Online Accounts

Abstract

Device, system, and method of accessing electronic mail. For example, a computerized method includes: receiving an identifier of an email account, and a password; if the password matches a first reference password previously stored in association with said email account, then authorizing a substantially full access to said email account; if the password matches a second reference password previously stored in association with said email account, then authorizing a restricted access to said email account.

1 - 34 . (canceled) 
     
     
         35 . A method comprising:
 during a session in which a user is logged-in to an online account by using a first user-selected password, receiving from the user a designation of a second user-selected password for said online account, wherein the second user-selected password comprises a single-use password;   in a subsequent login process to said online account, receiving from the user (a) an identifier of the online account and (b) a password;   if the password matches the first user-selected password associated with said online account, then authorizing a full access to said online account;   if the password matches the second user-selected password associated with said online account, then: (A) authorizing a restricted access to said online account; (B) upon termination of a session of said restricted access to said online account, causing expiration of the second user-selected password and maintaining validity of the first user-selected password;   wherein the method is to be implemented by an electronic device comprising at least a hardware component.   
     
     
         36 . The method of  claim 35 , wherein the online account comprises an online account selected from the group consisting of:
 an electronic mail (email) account,   an online Instant Messaging (IM) account,   an online chat account,   a social network account,   an online gaming account,   a user account at an online merchant,   an online banking account,   an online securities account,   an online trading account,   an online brokerage account.   
     
     
         37 . The method of  claim 35 , wherein authorizing the restricted access to the online account comprises:
 authorizing a read-only access to the online account, which (A) authorizes reading of one or more content items in said online account and (B) un-authorizes composing of one or more new items in said online account.   
     
     
         38 . The method of  claim 35 , wherein the online account comprises an online securities account; wherein authorizing the restricted access to the online account comprises:
 authorizing only to view information at said online securities account, and un-authorizing to perform any transactions in said online securities account.   
     
     
         39 . The method of  claim 35 , wherein the online account comprises an online securities account; wherein authorizing the restricted access to the online account comprises:
 authorizing only to sell previously-purchased securities, and un-authorizing to purchase any securities.   
     
     
         40 . The method of  claim 35 , wherein the online account comprises an online securities account; wherein authorizing the restricted access to the online account comprises:
 authorizing to liquidate one or more financial positions, and un-authorizing to create any new financial positions.   
     
     
         41 . The method of  claim 35 , wherein the online account comprises an online Instant Messaging (IM) account; wherein authorizing the restricted access to the online account comprises authorizing a restricted access to said Instant Messaging (IM) account. 
     
     
         42 . The method of  claim 35 , wherein the online account comprises an online social network account; wherein authorizing the restricted access to the online account comprises authorizing a restricted access to said online social network account. 
     
     
         43 . The method of  claim 35 , wherein the online account comprises an online gaming account; wherein authorizing the restricted access to the online account comprises authorizing a restricted access to said online gaming account. 
     
     
         44 . The method of  claim 35 , wherein the online account comprises an online banking account; wherein authorizing the restricted access to the online account comprises authorizing a restricted access to said online banking account. 
     
     
         45 . The method of  claim 35 , wherein the online account comprises an online trading account for trading at least one of: stocks, shares, bonds, options, securities, commodities, financial instruments;
 wherein authorizing the restricted access to the online account comprises authorizing a restricted access to said online trading account.   
     
     
         46 . The method of  claim 35 , wherein the online account comprises an online banking account; wherein authorizing the restricted access to the online account comprises authorizing a restricted access to said online banking account; wherein said restricted access (A) authorizes to make one or more bill payments, and (B) un-authorizes to performed wire transfers. 
     
     
         47 . The method of  claim 35 , wherein the online account comprises a user account at an online merchant; wherein authorizing the restricted access to the online account comprises authorizing a restricted access to said user account at said online merchant; wherein said restricted access (A) authorizes to review previous purchases, and (B) un-authorizes to place new purchases. 
     
     
         48 . The method of  claim 35 , wherein the online account comprises a user account at an online merchant; wherein authorizing the restricted access to the online account comprises authorizing a restricted access to said user account at said online merchant; wherein said restricted access (A) authorizes to cancel one or more previous purchases, and (B) un-authorizes to place new purchases. 
     
     
         49 . The method of  claim 35 , wherein the online account comprises a user account at an online merchant; wherein authorizing the restricted access to the online account comprises authorizing a restricted access to said user account at said online merchant; wherein said restricted access (A) authorizes to check status of one or more previous purchases, and (B) un-authorizes to place new purchases. 
     
     
         50 . The method of  claim 35 , wherein the online account comprises a user account at an online merchant; wherein authorizing the restricted access to the online account comprises authorizing a restricted access to said user account at said online merchant; wherein said restricted access (A) authorizes to re-purchase one or more items that were previously purchased by said user from said online merchant, and (B) un-authorizes to place other purchases. 
     
     
         51 . The method of  claim 35 , wherein the online account comprises a user account at an online merchant; wherein authorizing the restricted access to the online account comprises authorizing a restricted access to said user account at said online merchant; wherein said restricted access (A) authorizes to place a purchase order for one or more items that cost below a pre-defined threshold, and (B) un-authorizes to place other new purchase orders. 
     
     
         52 . The method of  claim 35 , wherein the online account comprises a user account at an online merchant;
 wherein authorizing the restricted access to the online account comprises authorizing a restricted access to said user account at said online merchant;   wherein said restricted access (A) authorizes to place one or more purchase orders for one or more items of a first type, and (B) un-authorizes to place purchase orders for items of a second type.   
     
     
         53 . A computing device comprising:
 a processor operable to execute a method, the method comprising:   during a session in which a user is logged-in to an online account by using a first user-selected password, receiving from the user a designation of a second user-selected password for said online account, wherein the second user-selected password comprises a single-use password;   in a subsequent login process to said online account, receiving from the user (a) an identifier of the online account and (b) a password;   if the password matches the first user-selected password associated with said online account, then authorizing a full access to said online account;   if the password matches the second user-selected password associated with said online account, then: (A) authorizing a restricted access to said online account; (B) upon termination of a session of said restricted access to said online account, causing expiration of the second user-selected password and maintaining validity of the first user-selected password.   
     
     
         54 . The computing device of  claim 53 , wherein the online account comprises an online account selected from the group consisting of:
 an electronic mail (email) account,   an online Instant Messaging (IM) account,   an online chat account,   a social network account,   an online gaming account,   a user account at an online merchant,   an online banking account,   an online securities account,   an online trading account,   an online brokerage account.   
     
     
         55 . A non-transitory storage medium having stored thereon instructions that, when executed by a processor, cause the processor to perform a method which comprises:
 during a session in which a user is logged-in to an online account by using a first user-selected password, receiving from the user a designation of a second user-selected password for said online account, wherein the second user-selected password comprises a single-use password;   in a subsequent login process to said online account, receiving from the user (a) an identifier of the online account and (b) a password;   if the password matches the first user-selected password associated with said online account, then authorizing a full access to said online account;   if the password matches the second user-selected password associated with said online account, then: (A) authorizing a restricted access to said online account; (B) upon termination of a session of said restricted access to said online account, causing expiration of the second user-selected password and maintaining validity of the first user-selected password;   wherein the method is to be implemented by an electronic device comprising at least a hardware component.   
     
     
         56 . The non-transitory storage medium of  claim 55 , wherein the online account comprises an online account selected from the group consisting of:
 an electronic mail (email) account,   an online Instant Messaging (IM) account,   an online chat account,   a social network account,   an online gaming account,   a user account at an online merchant,   an online banking account,   an online securities account,   an online trading account,   an online brokerage account.