Insurance Incentive Program for Promoting the Purchase or Release of an Automobile After an Expiration of a Lease

Abstract

A lessee of an item, such as an automobile, is encouraged to either purchase the automobile at the expiration of the lease, or to initiate a new lease for the same item. If the lessee undertakes a purchase or a new lease, a manufacturer of the item, or another party, provides insurance covering the item. The methods disclosed herein may be performed over a computer network, such as the Internet.

1 . A method for encouraging the purchase or re-leasing of an item after an expiration of a lease, comprising:
 identifying a lease on an item, the lease having an approaching expiration date;   identifying a customer corresponding to the lease; and   offering the customer a paid insurance policy in exchange for purchasing or re-leasing the item after the expiration date.   
     
     
         2 - 4 . (canceled)