Authorization System

Abstract

An authorization system including an authorization server, an account server for storing account data relating to a plurality of accounts and an access terminal for inputting data that identifies one of the plurality of accounts.

1 .- 6 . (canceled) 
     
     
         7 . An access terminal for use in an authorization system including an authorization server and an account server for storing account data relating to a plurality of accounts, the access terminal including:
 a token reader for inputting token data from a selected one of a plurality of tokens, the token data identifying one of the plurality of accounts; and   input means for inputting transaction data;   wherein the access terminal is operable to receive token data from the token reader and to receive transaction data from the input means; to transmit to the account server a first transaction request containing the token data and the transaction data; and to transmit to the authorization server a second transaction request including access terminal identification data identifying the access terminal.   
     
     
         8 . An access terminal according to  claim 7 , operable to transmit the first transaction request to the account server via a first network and to transmit the second transaction request to the authorization server via a second network. 
     
     
         9 . An access terminal according to  claim 8 , operable to include the transaction data in the second transaction request. 
     
     
         10 .- 19 . (canceled)