System for implementing plurality of interactive services associated with financial organization

Abstract

Disclosed is an integrated system for implementing various interactive services for a plurality of users associated with a financial organization. The system includes a linking module and a function module. The linking module associates user profiles corresponding to each of the users with the financial organization to enable the services for the users. The function module enables the users to perform a plurality of functionalities associated with the financial organization. Each of the users is enabled to perform the functionalities based on a type of user profile corresponding to the each of the users. Further, the function module includes a transaction module, an interaction module, and a social networking module. The transaction module, the interaction module, and the social networking module enable the users to utilize transaction services, interactive services, and social networking services, respectively.

What is claimed is: 
     
         1 . A system for implementing a plurality of services associated with a financial organization, the plurality of services being implemented for a plurality of users, the system comprising:
 a. a linking module configured for associating user profiles corresponding to each of the plurality of users with the financial organization for enabling the plurality of services for the plurality of users;   b. a function module configured for enabling the plurality of users to perform a plurality of functionalities associated with the financial organization, each of the plurality of users being enabled to perform the plurality of functionalities based on a type of user profile corresponding to the each of the plurality of users associated with the financial organization, the function module comprising:
 i. a transaction module configured for enabling the plurality of users to utilize one or more transaction services of the plurality of services; 
 ii. an interaction module configured for enabling the plurality of users to utilize one or more interactive services of the plurality of services; and 
 iii. a social networking module configured for enabling the plurality of users to utilize one or more social networking services of the plurality of services. 
   
     
     
         2 . The system of  claim 1 , wherein the linking module is further configured to define an access level for each of the plurality of users based on the type of user profile of each of the plurality of users. 
     
     
         3 . The system of  claim 1 , wherein the interaction module enables interaction among the plurality of users. 
     
     
         4 . The system of  claim 1 , wherein the interaction module enables the plurality of users for participating in at least one of polling and online surveys. 
     
     
         5 . The system of  claim 1 , wherein the interaction module enables one or more of the plurality of users to provide at least one of ratings and reviews corresponding to at least one of the plurality of services associated with the financial organization. 
     
     
         6 . The system of  claim 1 , wherein the social networking module enables interaction between the plurality of users and unregistered users. 
     
     
         7 . The system of  claim 1 , wherein the plurality of users utilize the one or more social networking services for performing at least one of:
 a. gathering information associated with the financial organization;   b. recommending at least one of the plurality of services associated with the financial organization;   c. clarifying one or more queries associated with at least one of the plurality of services associated with the financial organization;   d. peer-to-peer money lending by utilizing a secure online platform; and   e. setting up one or more financial goals, the one or more financial goals being sharable among the plurality of users and one or more social groups.   
     
     
         8 . The system of  claim 7 , wherein the information is gathered by utilizing at least one of blogs and integrated wikis associated with the financial organization. 
     
     
         9 . The system of  claim 1  further comprising an analyzing module configured for analyzing information gathered through the function module, the information being gathered based on the plurality of functionalities. 
     
     
         10 . The system of  claim 9 , wherein the analyzing module is further configured to generate a report based on the analyzed information. 
     
     
         11 . The system of  claim 10 , wherein the analyzing module enables the financial organization to take at least one strategic action, the at least one strategic action performed based on the report. 
     
     
         12 . The system of  claim 1 , wherein the function module further comprises a value-added module for enabling one or more of the plurality of users to utilize one or more value-added services of the plurality of services. 
     
     
         13 . The system of  claim 12 , wherein the value-added module enables one or more of the plurality of users to utilize one or more widgets associated with the financial organization. 
     
     
         14 . The system of  claim 12 , wherein the value-added module enables one or more of the plurality of the users to provide at least one of online demos and videos corresponding to at least one of the plurality of services associated with the financial organization. 
     
     
         15 . The system of  claim 12 , wherein the value-added module comprises an alert module for providing Really Simple Syndication feeds (RSS feeds) and alerts to the plurality of users. 
     
     
         16 . The system of  claim 1  further comprising an analyzing module configured for analyzing online social behavior of the users.