US2013166476A1PendingUtilityA1

Investment Guidance System Which Enables Individuals To Rate And Select Assets Based On Personal Investment Preferences

59
Individually held — no corporate assignee on recordPriority: Jan 19, 2001Filed: Jan 28, 2013Published: Jun 27, 2013
Est. expiryJan 19, 2021(expired)· nominal 20-yr term from priority
Inventors:Robert Samson
G06Q 40/06
59
PatentIndex Score
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Cited by
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References
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Claims

Abstract

An investment guidance system which enables individuals to rate and select assets based on personal investment preferences. The system comprises a method for receiving a request to rate a plurality of assets, providing two or more criteria associated with the assets for a user to evaluate, receiving a relative weight of importance for the two or more criteria, and determining a rating for each asset based on the relative weights assigned to the two or more criteria. The system then ranks the plurality of assets based on the rated value for each asset, provides a list of the ranked assets and receives requests to execute trades for the ranked assets. The assets can comprise mutual funds, stocks, bonds, and/or other investment vehicles.

Claims

exact text as granted — not AI-modified
1 - 112 . (canceled) 
     
     
         113 . A method for rating assets for implementation by one or more data processors forming part of at least one computing system comprising:
 receiving, by at least one data processor, a request to rate a plurality of said assets;   providing, using at least one data processor, two or more criteria associated with said assets for a user to evaluate;   receiving, by at least one data processor, a relative weight of importance for said two or more criteria based on the user's personal investment preferences; and   determining, using at least one data processor, a rating for each asset based on the relative weights assigned to said two or more criteria.   
     
     
         114 . The method of  claim 113 , further comprising ranking plurality of said assets based on said rating. 
     
     
         115 . The method of  claim 114 , further comprising providing a list of the ranked assets. 
     
     
         116 . The method of  claim 113 , wherein said criteria are measured by one or more statistical parameters. 
     
     
         117 . The method of  claim 114 , further comprising:
 receiving, by at least one data processor, a request to execute a trade for one or more of the ranked assets; and   executing, using at least one data processor, said trade for one or more of the ranked assets.   
     
     
         118 . The method of  claim 113 , wherein said assets are mutual funds. 
     
     
         119 . The method of  claim 113 , wherein said assets are stocks. 
     
     
         120 . The method of  claim 113 , wherein said assets are bonds. 
     
     
         121 . The method of  claim 113 , wherein said assets are securities. 
     
     
         122 . The method of  claim 113 , wherein said assets are categorized by a class. 
     
     
         123 . The method of  claim 122 , wherein said asset class is at least one of U.S. equities, international equities, fixed income, or any sub-asset class thereof, real estate, precious metals and cash. 
     
     
         124 . The method of  claim 113 , wherein one of said criteria is tax efficiency. 
     
     
         125 . The method of  claim 113 , wherein one of said criteria is consistent returns. 
     
     
         126 . The method of  claim 113 , wherein one of said criteria is stock/bond picking ability. 
     
     
         127 . The method of  claim 113 , wherein one of said criteria is low risk. 
     
     
         128 . The method of  claim 113 , wherein one of said criteria is consistent investment style. 
     
     
         129 . The method of  claim 113 , wherein one of said criteria is low fees. 
     
     
         130 . The method of  claim 113 , further comprising providing an input mechanism for receiving the relative weight of importance for said asset criteria. 
     
     
         131 . The method of  claim 130 , wherein one or more of the input mechanisms are slider bars. 
     
     
         132 . The method of  claim 130 , wherein one or more of the input mechanisms are text boxes. 
     
     
         133 . The method of  claim 113 , further comprising:
 determining, using at least one data processor, a normalized value for each of said two or more criteria;   
     
     
         134 . The method of  claim 133 , wherein determining a rating for each asset is further based on the normalized values. 
     
     
         135 . A method for rating assets for implementation by one or more data processors forming part of at least one computing system comprising:
 transmitting, using at least one data processor, a request to rate a plurality of said assets;   receiving, by at least one data processor, two or more criteria associated with said assets for evaluation;   transmitting, using at least one data processor, a relative weight of importance for said two or more criteria based on personal investment preferences; and   receiving, by at least one data processor, a rating for each asset based on the relative weights assigned to said two or more criteria.   
     
     
         136 . The method of  claim 135 , further comprising receiving a ranking of the plurality of said assets based on said rating. 
     
     
         137 . The method of  claim 136 , further comprising transmitting a request to execute a trade for one or more of the ranked assets. 
     
     
         138 . The method of  claim 137 , further comprising using an input mechanism for transmitting the relative weight of importance for said asset criteria. 
     
     
         139 . The method of  claim 138 , wherein one or more of the input mechanisms are graphical input devices. 
     
     
         140 . The method of  claim 135 , wherein said assets are mutual funds. 
     
     
         141 . The method of  claim 135 , wherein said assets are stocks. 
     
     
         142 . The method of  claim 135 , wherein said assets are bonds. 
     
     
         143 . The method of  claim 135 , wherein said assets are securities. 
     
     
         144 . The method of  claim 135 , wherein said assets are categorized by a class. 
     
     
         145 . The method of  claim 144 , wherein said asset class is at least one of U.S. equities, international equities, fixed income, or any sub-asset class thereof, real estate, precious metals and cash. 
     
     
         146 . The method of  claim 135 , wherein the rating for each asset is further based on a normalized value for each of said two or more criteria.

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