Portfolio management analysis system and method

Abstract

An analysis system and method are provided in which out-of-bound accounts can be easily identified and rebalanced.

1 . A portfolio management analysis system, comprising:
 an analysis unit, wherein the analysis unit comprises at least a computer processor which, when executed, performs a method, the method comprising;   storing a plurality of sets of portfolio data, each set representing portfolio data for a client of a user and having a plurality of classes of investments, a plurality of values for each investment in each class, a plurality of subclasses of investments, a plurality of values for each investment in each subclass, a target value for each class, and a target value for each subclass;   calculating one or more change indicators for each set of portfolio data for each client, wherein each change indicator is one of an out of balance indicator for each class and subclass of investment, a cash need indicator, a cash to invest indicator, and a tax loss harvesting opportunity indicator; and   generating, by the processor of the analysis unit, a user interface that displays, simultaneously, the one or more change indicators for each of the clients of the user.   
     
     
         2 . The system of  claim 1 , wherein the one or more change indicator further comprises an error indicator. 
     
     
         3 . The system of  claim 2 , wherein each change indicator further comprises one of a component value, a component percentage and an indicator of a component condition. 
     
     
         4 . The system of  claim 1 , wherein the analysis unit automatically recalculates the out of balance value and out of balance percentage for each portfolio of all clients of the user when the plurality of values for each security in each class, the plurality of values for each security in each subclass, the target value for each class and the target value for each subclass changes. 
     
     
         5 . The system of  claim 1 , wherein the analysis unit generates a tax benefit report. 
     
     
         6 . The system of  claim 1 , wherein the analysis unit receives well formed portfolio data for a client. 
     
     
         7 . A method for portfolio management analysis using one or more computing devices and a computer analysis unit that is capable of being connected to the one or more computing devices, the method comprising:
 storing, in a store unit of a computer analysis unit, a plurality of sets of portfolio data for each client of a user, each set of portfolio data having a plurality of classes of investments, a plurality of values for each security in each class, a plurality of subclasses of investments, a plurality of values for each security in each subclass, a target value for each class and a target value for each subclass;   calculating, by a processor of the computer analysis unit, one or more change indicators for each set of portfolio data, wherein each of the one or more change indicators is an out of balance indicator for each class and subclass of investment, a cash need indicator, a cash to invest indicator, and a tax loss harvesting opportunity indicator; and   generating, by the processor of the analysis unit, a user interface that displays, simultaneously, the one or more change indicators for each of the plurality of sets of portfolio data assigned to the user.   
     
     
         8 . The method of  claim 7 , wherein the one or more change indicators further comprises an error indicator. 
     
     
         9 . The method of  claim 8 , wherein each change indicator further comprises one of a component value, a component percentage and an indicator of a component condition. 
     
     
         10 . The method of  claim 7  further comprising automatically recalculating the out of balance value and out of balance percentage for each portfolio of all clients of the user when the plurality of values for each security in each class, the plurality of values for each security in each subclass, the target value for each class and the target value for each subclass changes. 
     
     
         11 . The method of  claim 7  further comprising generating a tax benefit report. 
     
     
         12 . The method of  claim 7  further comprising receiving well formed portfolio data for a client. 
     
     
         13 . A portfolio management analysis system, comprising:
 an analysis unit, wherein the analysis unit comprises at least a computer processor which, when executed, performs a method, the method comprising;   storing a plurality of sets of portfolio data, each set representing portfolio data for a client of a user and having a plurality of classes of investments, a plurality of values for each investment in each class, a plurality of subclasses of investments, a plurality of values for each investment in each subclass, a target value for each class, and a target value for each subclass;   calculating one or more change indicators for each set of portfolio data for each client, wherein each change indicator is one of an out of balance indicator for each class and subclass of investment, a cash need indicator, a cash to invest indicator, and a tax loss harvesting opportunity indicator; and   generating, by the processor of the analysis unit, a user interface that displays, simultaneously, the one or more change indicators for each of the clients of the user, wherein the user interface is sorted by the one or more change indicators.   
     
     
         14 . The system of  claim 13 , wherein the one or more change indicator further comprises an error indicator. 
     
     
         15 . The system of  claim 14 , wherein each change indicator further comprises one of a component value, a component percentage and an indicator of a component condition. 
     
     
         16 . The system of  claim 13 , wherein the analysis unit automatically recalculates the out of balance value and out of balance percentage for each portfolio of all clients of the user when the plurality of values for each security in each class, the plurality of values for each security in each subclass, the target value for each class and the target value for each subclass changes. 
     
     
         17 . The system of  claim 13 , wherein the analysis unit generates a tax benefit report. 
     
     
         18 . The system of  claim 13 , wherein the analysis unit receives well formed portfolio data for a client. 
     
     
         19 . A method for portfolio management analysis using one or more computing devices and a computer analysis unit that is capable of being connected to the one or more computing devices, the method comprising:
 storing, in a store unit of a computer analysis unit, a plurality of sets of portfolio data for each client of a user, each set of portfolio data having a plurality of classes of investments, a plurality of values for each security in each class, a plurality of subclasses of investments, a plurality of values for each security in each subclass, a target value for each class and a target value for each subclass;   calculating, by a processor of the computer analysis unit, one or more change indicators for each set of portfolio data, wherein each of the one or more change indicators is an out of balance indicator for each class and subclass of investment, a cash need indicator, a cash to invest indicator, and a tax loss harvesting opportunity indicator; and   generating, by the processor of the analysis unit, a user interface that displays, simultaneously, the one or more change indicators for each of the plurality of sets of portfolio data assigned to the user, wherein the user interface is sorted based in the one or more change indicators.   
     
     
         20 . The method of  claim 19 , wherein the one or more change indicators further comprises an error indicator. 
     
     
         21 . The method of  claim 20 , wherein each change indicator further comprises one of a component value, a component percentage and an indicator of a component condition. 
     
     
         22 . The method of  claim 19  further comprising automatically recalculating the out of balance value and out of balance percentage for each portfolio of all clients of the user when the plurality of values for each security in each class, the plurality of values for each security in each subclass, the target value for each class and the target value for each subclass changes. 
     
     
         23 . The method of  claim 19  further comprising generating a tax benefit report. 
     
     
         24 . The method of  claim 19  further comprising receiving well formed portfolio data for a client.