Maximum Available Credits Withdrawal

Abstract

A system and method for providing maximum withdrawal to a patron at a gaming machine located in a casino are described. A gaming machine receives a maximum withdrawal request. A casino management system determines a total credit amount that may be downloaded by the patron. Of the total credit amount, the amount of available credit for withdrawal is determined as the patron may be restricted from using some of their credit in specific instances. The available credit amount is downloaded to the gaming machine for use by the patron in casino gameplay.

1 . A computer-implemented method for providing maximum withdrawal to a patron at a gaming machine located in a casino, the method comprising:
 displaying on the gaming machine a maximum withdrawal option configured to initiate withdrawal of all available credits from a plurality of accounts responsive to receiving only a single maximum withdrawal request;   receiving the maximum withdrawal request at the gaming machine;   responsive to receiving the single maximum withdrawal request,
 determining a total credit amount, the total credit amount comprising credits from the plurality of accounts; 
 determining a maximum available credit amount based on the total credit amount; 
 withdrawing the maximum available credit amount from the plurality of accounts; and 
 downloading the withdrawn available credit amount to the gaming machine for use in gameplay. 
   
     
     
         2 . The method of  claim 1 , further comprising:
 receiving a card-in message indicating that the patron has inserted a tracking card into the gaming machine;   responsive to receiving the card-in message, displaying a maximum withdrawal option on a display of the gaming machine.   
     
     
         3 . The method of  claim 1 , further comprising displaying the maximum available credit amount on a display of the gaming machine. 
     
     
         4 . The method of  claim 1 , further comprising confirming the maximum withdrawal request. 
     
     
         5 . The method of  claim 1 , wherein determining the total credit amount comprises:
 adding a linked bank account balance to a total credit amount; and   adding a casino account balance to a total credit amount, the casino account comprising a rewards program.   
     
     
         6 . The method of  claim 1 , wherein determining the maximum available credit amount comprises:
 determining the total credit amount able to be withdrawn by the patron based on a set of reward restrictions.   
     
     
         7 . The method of  claim 6 , wherein the set of reward restrictions comprises a time of use restriction, a gaming machine restriction, and a casino restriction. 
     
     
         8 . The method of  claim 1 , wherein determining the maximum available credit amount comprises:
 removing a portion of the total credit amount to meet a withdrawal limit.   
     
     
         9 . The method of  claim 8 , wherein the withdrawal limit is based on a jurisdictional withdrawal limit. 
     
     
         10 . The method of  claim 8 , wherein the withdrawal limit is based on a daily withdrawal limit. 
     
     
         11 . The method of  claim 8 , wherein the withdrawal limit is based on a responsible gaming program limit. 
     
     
         12 . The method of  claim 8 , wherein the withdrawal limit is based on a casino withdrawal limit. 
     
     
         13 . The method of  claim 8 , wherein the withdrawal limit is based on a gaming machine withdrawal limit. 
     
     
         14 . The method of  claim 8 , wherein the portion of the total credit amount removed is based on a withdrawal priority. 
     
     
         15 . The method of  claim 12 , wherein the withdrawal priority favors casino account rewards over patron currency and favors more restrictive casino account rewards over less restrictive casino account rewards. 
     
     
         16 . A system for providing maximum withdrawal to a patron in a casino, the system comprising:
 a gaming machine configured
 to display a maximum withdrawal option configured to initiate withdrawal of all available credits from a plurality accounts responsive to receiving only a maximum withdrawal request, 
 to receive a tracking card and a personal identification number from a patron, and 
 responsive to receiving the maximum withdrawal request, to download a maximum available credit amount for use in gameplay; and 
   a casino management system communicatively coupled to the gaming machine, the casino management system configured
 to determine a total credit amount for the patron, the total credit amount comprising credits from a plurality of accounts, and 
 to determine the maximum available credit amount based on the total credit amount. 
   
     
     
         17 . The system of  claim 16 , wherein the casino management system is coupled to a linked bank account and a casino account comprising a rewards program, and wherein the casino management system uses the linked bank account and the casino account to determine the total credit amount. 
     
     
         18 . The system of  claim 16 , wherein the casino management system determines the maximum available credit amount by determining the total credit amount able to be withdrawn by the patron based on a set of reward restrictions. 
     
     
         19 . The system of  claim 18 , wherein the set of reward restrictions comprises a time of use restriction, a gaming machine restriction, and a casino restriction. 
     
     
         20 . The system of  claim 16 , wherein the casino management system determines the maximum available credit amount by removing a portion of the total credit amount to meet a withdrawal limit.