US2010145735A1PendingUtilityA1

System for apparaising life insurance and annuities

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Individually held — no corporate assignee on recordPriority: Dec 21, 2001Filed: Nov 23, 2009Published: Jun 10, 2010
Est. expiryDec 21, 2021(expired)· nominal 20-yr term from priority
Inventors:Errol O. KendallJames C. Brooks, Jr.Robert W. StemDouglas A. FrenchFrancis De RegnaucourtSharyn R. KohenCharles L. RatnerAnson J. Glacy, Jr.
G06Q 40/08G06Q 40/00
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PatentIndex Score
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Claims

Abstract

A method and system of appraising a life insurance or annuity product includes receiving a request for a life insurance or annuity product and information about a party requesting the life insurance or annuity product; preparing a bid solicitation for the life insurance or annuity product based on the request and information and transmitting the bid solicitation to a plurality of product carriers; a plurality of product carriers submitting initial proposals for providing the life insurance or annuity product; generating ratings for the initial proposals, respectively; and generating appraisals for the initial proposals; and informing the product carriers of the decision.

Claims

exact text as granted — not AI-modified
1 . A method of processing a universal life insurance product comprising:
 receiving a request for a universal life insurance product and information about a party requesting the product;   preparing a bid solicitation for the universal life insurance product based on the request and information and transmitting the bid solicitation to a plurality of product carriers;   at least one of the plurality of product carriers submitting a proposal for providing the universal life insurance product; and   generating a rating corresponding to the proposal.   
   
   
       2 .- 59 . (canceled)

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