Financial document processing system

Abstract

A system for processing deposits and/or withdrawals in a financial institution accepts a plurality of documents, including currency bills, at an input receptacle of a document-processing device, converts the image of at least some of the documents to electronic data representing the image. The currency bills are denominated by the document processing device, and the total value of the bills included in each deposit is accumulated. Whenever the total value of the bills in a deposit exceeds a prescribed value, a report may be generated containing at least an identification of the specified account, the total value of the bills in the deposit, and the serial numbers of the bills. The serial numbers may be extracted from images of the bills.

1 - 60 . (canceled) 
     
     
         61 . A method of processing checks that have been inserted into a check processing device, comprising:
 receiving a stack of checks to be evaluated in an input receptacle of the device;   transporting the stack of checks, one at a time, from the input receptacle along a transport path;   scanning an image on at least one side of the checks as the checks are transported along the transport path to produce electronic data;   electronically tagging the images of at least selected checks with endorsement data from payee banks;   storing the tagged images such that the tagged images can be subsequently retrieved and displayed;   transferring the electronically tagged images of checks from payee banks to payor banks; and   electronically canceling those tagged images and the payor banks and returning the cancelled images to the drawers of the checks.   
     
     
         62 . The method according to  claim 61 , further comprising denominating and authenticating each of the currency bills. 
     
     
         63 . An apparatus for processing checks, comprising:
 an input receptacle adapted to receive a stack of checks to be evaluated;   a transport mechanism adapted to transport the stack of checks, one at a time, from the input receptacle along a transport path;   a scanner adapted to scan an image on at least one side of the checks as the checks are transported along the transport path to produce electronic data;   a device for electronically tagging the images of at least selected checks with endorsement data;   a memory for storing the tagged images such that the tagged images can be subsequently retrieved and displayed;   a device for transferring the electronically tagged images of checks from payee banks to payor banks; and   a device for electronically canceling those tagged images at the payor banks and returning the cancelled images to the drawers of the checks.   
     
     
         64 . The apparatus according to  claim 63 , further comprising a device for denominating and authenticating each of the currency bills.