Wealth development game

Abstract

A board game is configured for learning and practicing principles of wealth development. The board game broadly includes, among other things, a game board, game tokens for tracking player movement during the game, activity cards that players draw in response to landing on board spaces, and a worksheet for tracking various financial metrics used for playing the game and for determining the winner. Each of the board spaces are associated with one or more wealth-building activity categories and direct the players to follow instructions that correspond with the respective categories. The worksheet includes sections for tracking financial metrics such as the player's income, expenses, assets, liabilities, and net worth.

1 . A board game for playing a wealth development game, with an object of the game being to maximize net worth, the board game comprising:
 a game board presenting path indicia that define a plurality of paths to be followed during the game;   a plurality of game pieces configured to be positioned on the game board to play the game,   each of said plurality of paths including a plurality of discrete activity spaces for receiving the game pieces,   a plurality of cards arranged in multiple activity card sets, wherein each of the cards presents activity indicia designating a wealth activity that affects net worth,   each of said activity spaces being associated with a corresponding one of the activity card sets, wherein landing one of the plurality of game pieces on one of the activity spaces directs selection of a card from the corresponding activity card set; and   a fillable financial worksheet including a plurality of sections, with each section including worksheet indicia that designates a corresponding variable financial metric to be tracked in the section during the game, wherein the financial metrics are used to calculate net worth,   at least one of said financial metrics varying at least in part according to the activity indicia encountered as a result of the card selection during the game.   
   
   
       2 . The board game as claimed in  claim 1 ,
 wherein corresponding ones of said plurality of sections present financial metrics selected from the group consisting of: income, expenses, assets, liabilities, and combinations thereof.   
   
   
       3 . The board game as claimed in  claim 1 ,
 said worksheet indicia including forecast indicia that identifies a forecast value operable to impact the future value of the financial metric.   
   
   
       4 . The board game as claimed in  claim 1 ,
 said plurality of paths comprising at least six non-overlapping paths, with each of the non-overlapping paths having a corresponding activity category,   said wealth activity corresponding to the activity category.   
   
   
       5 . The board game as claimed in  claim 4 ,
 each of the six non-overlapping paths having category indicia different from the other paths.   
   
   
       6 . The board game as claimed in  claim 4 ,
 each of the six non-overlapping paths being triangular in shape and arranged adjacent to one another so that the paths cooperatively form a hexagonal outer perimeter.   
   
   
       7 . The board game as claimed in  claim 4 ,
 each of said non-overlapping paths including an option space associated with all of the activity card sets.   
   
   
       8 . The board game as claimed in  claim 7 ,
 said plurality of activity spaces and said option space forming a plurality of spaces,   about half of the plurality of spaces of each of the non-overlapping paths having category indicia that identify the wealth activity corresponding to the activity category of the path.   
   
   
       9 . The board game as claimed in  claim 8 ,
 each of said non-overlapping paths presenting about  18  of said plurality of spaces.   
   
   
       10 . The board game as claimed in  claim 4 ,
 each of the six-non-overlapping paths starting and ending at a common space.   
   
   
       11 . The board game as claimed in  claim 1 ; and
 faux money that serves as cash for each of the players.   
   
   
       12 . The board game as claimed in  claim 1 ; and
 a calculator operable to calculate values for recording on the worksheet.   
   
   
       13 . The board game as claimed in  claim 1 ; and
 a timer for limiting the length of a particular game.   
   
   
       14 . The board game as claimed in  claim 1 ; and
 an accessory for use in playing the game,   said accessory being selected from the group consisting of: a rule book, dice, pencil, storage container, and combinations thereof.   
   
   
       15 . A method of playing a wealth development game, with an object of the game being to maximize net worth, the method comprising the steps of:
 (a) having a player move a game piece along a game path that includes a plurality of activity spaces;   (b) upon the player landing on one of the activity spaces, having the player select a card from a respective one of multiple card decks, wherein each of the cards presents wealth activity indicia;   (c) providing the player with a financial worksheet for tracking variable financial metrics which are affected by the wealth activity indicia of the selected card;   (d) varying at least one of the financial metrics on the financial worksheet as directed by the wealth activity indicia of the selected card; and   (e) calculating net worth of the player based on the plurality of financial metrics.   
   
   
       16 . The method as claimed in  claim 15 ,
 step (a) including the step of selecting the game path from a plurality of game paths to follow.   
   
   
       17 . The method as claimed in  claim 16 ,
 step (a) including the step of moving the game piece along another game path, with each path being associated with a corresponding wealth activity category.   
   
   
       18 . The method as claimed in  claim 17 ,
 step (a) including the step of moving the game piece entirely through one of the paths before moving to another one of the paths.   
   
   
       19 . The method as claimed in  claim 17 ; and
 (f) moving the game piece from the game path onto a common space.   
   
   
       20 . The method as claimed in  claim 19 ; and
 (g) selecting the another game path by moving from the common space onto the another game path.   
   
   
       21 . The method as claimed in  claim 17 ,
 wherein the wealth activity categories are selected from the group consisting of: setting up entities, managing debt, managing an asset-purchase account, forecasting of financial metrics, managing incoming cash flow, purchasing assets, and combinations thereof.   
   
   
       22 . The method as claimed in  claim 15 ,
 wherein the game path includes a plurality of option spaces; and   (f) upon the player landing on one of the option spaces, allowing the player to select a card from any one of the card decks.   
   
   
       23 . The method as claimed in  claim 15 ; and
 (f) prior to steps (a)-(d), setting the player's financial metrics at initial values.   
   
   
       24 . The method as claimed in  claim 23 ,
 wherein the game is played by multiple players and step (f) involves providing all of the players with the same initial financial metric values.   
   
   
       25 . The method as claimed in  claim 23 ,
 said financial metrics being selected from the group consisting of: income, expenses, assets, liabilities, and combinations thereof.   
   
   
       26 . The method as claimed in  claim 15 ,
 wherein the wealth activity indicia presents instructions selected from the group consisting of: changing the amount of income, changing the amount of expenses, changing the amount of assets, changing the amount of liabilities, creating a legal entity, changing a non-monetary financial metric, changing the player's number of future turns, and combinations thereof.   
   
   
       27 . The method as claimed in  claim 15 ,
 said financial metrics being selected from the group consisting of: income, expenses, assets, liabilities, and combinations thereof.   
   
   
       28 . The method as claimed in  claim 27 ,
 step (e) being performed when the game piece reaches an end of the game path.   
   
   
       29 . The method as claimed in  claim 28 ,
 step (e) including the step of calculating the income and expenses.   
   
   
       30 . The method as claimed in  claim 29 ,
 step (e) including the step of determining the assets and liabilities,   step (e) including the step of subtracting liabilities from assets to determine net worth.   
   
   
       31 . The method as claimed in  claim 15 ,
 wherein the wealth activity indicia presents instructions for varying the financial metrics,   at least one of said financial metrics being operable to prevent certain instructions from becoming effective.   
   
   
       32 . The method as claimed in  claim 15 ,
 at least one of the financial metrics being operable as a multiplier in determining another one of the financial metrics.