Voice recognition system for interactively gathering information to generate documents

Abstract

A voice recognition system and method for interactively gathering information to generate a document, form, or application. An applicant establishes voice connection with the system and provides verbal responses to a plurality of verbal questions generated by system to compile a document, form or application.

1 . A voice recognition system for interactively gathering information from a plurality of users over a communications network, comprising: 
 a remote device for establishing a voice connection with said system over the communications network;    a processor for generating and transmitting a plurality of verbal questions interactively to a user associated with said remote device to complete a textual document; and    a storage device for storing user's verbal responses to said plurality of questions to provide a verbal document;    wherein said processor converts said verbal document into said textual document.    
   
   
       2 . The system of  claim 1 , wherein said processor is operable to translate said verbal document in one language into said textual document in another language.  
   
   
       3 . The system of  claim 1 , wherein said processor is operable to generate one or more supporting documents in accordance with said verbal document.  
   
   
       4 . The system of  claim 1 , wherein said textual document is a credit investigation document; and wherein said processor is operable to generate supporting documents for said credit investigation document.  
   
   
       5 . The system of  claim 4 , wherein said processor is operable to transmit said credit investigation document and said supporting documents to a third party for underwriting.  
   
   
       6 . The system of  claim 4 , wherein said processor is operable to transmit said credit investigation document and said supporting documents to a third party for credit approval.  
   
   
       7 . The system of  claim 4 , wherein said processor is operable to transmit said credit investigation document and said supporting documents to a plurality of third parties to bid on the underwriting, and notifying a third party with the best bid and said user associated with said remote device of said third party with the best bid.  
   
   
       8 - 9 . (canceled)  
   
   
       10 . The system of  claim 1 , further comprising a device for transmitting said textual document to said user for confirmation or execution.  
   
   
       11 . The system of  claim 1 , wherein said textual document is an application or form.  
   
   
       12 . The system of  claim 1 , wherein said network being one of the following: telephone network, wireless network, satellite network, cable network, and Internet.  
   
   
       13 . The method of interactively gathering information from a plurality of users over a communications network using a voice recognition system, comprising the steps of: 
 establishing a voice connection with said system over the communications network by a user;    generating and transmitting a plurality of verbal questions interactively to said user to complete a textual document;    storing user's verbal responses to said plurality of questions to provide a verbal document; and    converting said verbal document into said textual document.    
   
   
       14 . The method of  claim 13 , further comprising the step of translating said verbal document in one language into said textual document in another language.  
   
   
       15 . The method of  claim 13 , further comprising the step of generating one or more supporting documents in accordance with said verbal document.  
   
   
       16 . The method of  claim 13 , wherein said textual document is an application or form.  
   
   
       17 . The method of  claim 13 , wherein said network being one of the following: telephone network, wireless network, satellite network, cable network, and Internet.