Rack-hung loadable debit card package

Abstract

A dual card package having cards secured within. A first panel of the package includes an access flap that is pivotal about a fold line. A second panel is also foldable along a fold line substantially corresponding to the fold line of the access flap. One card is accessible by the access flap so that the package is selectively movable from a closed position in which an magnetic strip on the card is covered and an open position in which the access flap and the second panel is swung out from the card such that the magnetic strip is exposed for activation purposes.

1 . A debit card package, comprising: 
 a first panel defining a first plane and including an access flap joined to said first panel along a score line, said access flap being selectively pivotal in a single direction about said score line such that said package is selectively movable between a closed position in which said access flap is in substantial alignment with said first plane and an open position in which said access flap is swung out and away from said first panel along said score line so that said access flap is substantially outside of said first plane and defines a second plane distinct from said first plane;    said access flap having an interior surface including identification indicia on said interior surface, said identification indicia being exposed and observable when said package is in said open position; and    a debit card removably secured within the debit card package, said debit card having a activation portion, said activation portion being exposed and capable of being activated when access flap package is in said open position.    
   
   
       2 . The debit card package of  claim 1 , further comprising a retention means for providing resistance against movement of the access flap out of the first plane.  
   
   
       3 . The debit card package of  claim 2 , wherein the retention means comprises at least one bridge.  
   
   
       4 . The debit card package of  claim 1 , further comprising an opening disposed on a surface of a second panel to permit viewing of a portion of said a surface of said debit card, wherein said opening disposed in said second panel is slightly smaller than perimeter dimensions of said debit card so that said first panel provides resistance to removal of said debit card.  
   
   
       5 . The debit card package of  claim 1 , wherein said access flap is defined by at least one cut line; and said access flap temporarily retained in said first position by at least one bridge.  
   
   
       6 . The debit card package of  claim 5 , wherein said first panel and said access flap substantially cover a surface of said debit card when said card said access flap is in said first position.  
   
   
       7 . The debit card package of  claim 1 , wherein the first panel is defined as a rear panel, the package further comprising a front panel; 
 the rear panel interconnected with said front panel, an access flap retention means present on said rear panel for providing resistance to movement of said access flap out of the first plane;    the debit card disposed between said front panel and said rear panel; and    said access flap rearwardly moveable away from said front panel.    
   
   
       8 . The debit card package of  claim 7 , wherein said debit card can be viewed through an opening disposed within said front panel when said package is in a closed position, said opening being similar in shape to, but smaller than, the periphery of said debit card whereby said debit card is prevented from passing through said opening.  
   
   
       9 . The debit card package of  claim 7 , wherein said identification means is observable when said package is in said open position.  
   
   
       10 . The debit card package of  claim 7 , wherein said debit card is secured to said rear panel by a peelable adhesive.  
   
   
       11 . The debit card package of  claim 7 , wherein said debit card is secured to said front panel by a peelable adhesive.  
   
   
       12 . The debit card package of  claim 7 , wherein said access flap is defined by at least one cut line, said access flap temporarily retained in substantial alignment with said first plane by at least one bridge.  
   
   
       13 . The debit card package of  claim 1 , wherein said debit card having an associated pin number, said pin number printed on said package and hidden from view when said package is in said closed position.  
   
   
       14 . The debit card package of  claim 13 , wherein said pin number is printed on said access flap.  
   
   
       15 . The debit card package of  claim 1 , wherein said first panel comprises a display hole for hanging said package at a point of display.  
   
   
       16 . The debit card package of  claim 7 , wherein said front panel and said rear panel each include a respective side edge said front panel and said rear panel being integrally connected at said edges along a fold line.  
   
   
       17 . A method for activating a packaged debit card, comprising the steps of: 
 providing a package with a debit card disposed on a panel, the panel including a access flap that is pivotal about a fold line, the package including retention means for temporarily retaining the access flap in a plane defined by the first panel, the card being secured within said package, the card including an identification means for identifying the card for activation purposes;    applying a force to the access flap to overcome the retention means;    swinging the access flap into an open position out of the plane defined by the first panel;    reading the identification means while the access flap is in the open position and while the card remains within said package; and    activating the card in an activation device based on the identification means.    
   
   
       18 . The method of  claim 17  wherein the retention means is defined as at least one bridge, said applying step including applying sufficient force to the card through the opening to break the bridge.  
   
   
       19 . The method of  claim 17 , further comprising observing a pin number associated with said debit card packaged within said debit card page.  
   
   
       20 . The method of  claim 19 , further comprising loading a value onto said debit card utilizing said pin number.