Baccarat gaming assembly

Abstract

A baccarat gaming assembly and method to play a variation of the game baccarat, the gaming assembly including a computer processor, a display and an input having at least one user actuatable selector. The computer processor is structured to generate a player's hand and a banker's hand in accordance with rules of baccarat, one of those hands being designated the user's hand based upon a user selection. Further, the computer processor is structured to deal the hands with at least one initially visible card and is responsive to a user input which designates whether to discard the visible card, thereby increasing the chances for success. With the hands finally dealt, the computer processor is structured to determine a winning hand in accordance with the rules of baccarat, designating the user as a winner if the user's hand is also the wining hand. Additionally, the computer processor is structured to monitor the nature of the winning hand and/or to monitor consecutive hands and to indicate a bonus payout to the user in the event that the winning hand totals a natural nine or that consecutive ones of the user's hands have a final number count equal to nine.

1 . A method of playing baccarat comprising: 
 a) placing a wager on either a player's hand or banker's hand so as to designate said hand as a user's hand and a non-wagered on hand as a house's hand;    b) dealing a player's hand and a banker's hand with said user's hand including one initially visible card and one initially concealed card, and said house's hand including two initially visible cards;    c) allowing a user to elect to selectively discard said initially visible card from said user's hand for a new card;    d) dealing a remainder of both of said hands in accordance with the conventional rules of the card game of baccarat;    e) designating said player's hand or said banker's hand as a winning hand; and    f) paying the user in accordance with said wager if said user's hand is said winning hand.    
   
   
       2 . A method as recited in  claim 1  further comprising paying said user a bonus payout if said user's hand results in a predetermined final number total.  
   
   
       3 . A method as recited in  claim 1  further comprising paying said user a bonus payout if said user's hand results in a final number total of nine.  
   
   
       4 . A method as recited in  claim 1  further comprising paying said user a bonus payout if said user's hand results in a final number total of nine and said user's hand is said winning hand.  
   
   
       5 . A method as recited in  claim 1  further comprising paying said user a bonus payout if said user's hand results in a natural nine.  
   
   
       6 . A method as recited in  claim 1  further comprising placing a wager to become eligible for a bonus payout.  
   
   
       7 . A method as recited in  claim 6  further comprising paying said user said bonus payout if either of said hand's results in a final number total equal to nine.  
   
   
       8 . A method as recited in  claim 1  further comprising keeping track of consecutive hands in consecutive games having at least one of said hands with a final number total equal nine.  
   
   
       9 . A method as recited in  claim 8  further comprising paying said user an increased bonus payout if said consecutive games include at least one hand with said final number total equal to nine.  
   
   
       10 . A method as recited in  claim 8  further comprising paying said user an increased bonus payout if said user's hand in said consecutive games includes said final number total equal to nine.  
   
   
       11 . A baccarat gaming assembly comprising: 
 a) a computer processor;    b) a display;    c) an input;    d) said input including at least one user actuatable selector;    e) said computer processor responsive to a user input via said user actuatable selector wherein said user selects either a player's hand or a banker's hand as said user's hand;    f) said computer processor structured to generate said player's hand and said banker's hand in accordance with the conventional rules of the card game of baccarat, with one of said hands including at least one initially visible card and another of said hands including two initially visible cards;    g) said computer processor responsive to a further user input utilizing said user actuatable selector whereby the user is permitted to selectively discard one of said initially visible cards, said computer processor issuing a new card to replace said discarded card;    h) said computer processor structured to selectively add cards to said player's hand and said banker's hand in accordance with the conventional rules of the card game of baccarat;    i) said computer processor structured to correspondingly designate said player's hand or said banker's hand as a winning hand if a final number total of one of said hands is greater than a final number total of the other of said hands; and    j) said computer processor structured to designate said user as a winner if said user's hand is also said winning hand.    
   
   
       12 . A baccarat gaming assembly as recited in  claim 11  wherein said computer processor is structured to generate said hand designated as said user's hand to include one initially visible card and one initially concealed card.  
   
   
       13 . A baccarat gaming assembly as recited in  claim 12  wherein said computer processor is responsive to said user input to permit selective discarding of said initially visible card of said user's hand.  
   
   
       14 . A baccarat gaming assembly as recited in  claim 11  wherein said computer processor is structured to provide a bonus payout if said user's hand has a predetermined final number total.  
   
   
       15 . A baccarat gaming assembly as recited in  claim 11  wherein said computer processor is structured to keep track of consecutive hands in consecutive games having said final number total equal nine.  
   
   
       16 . A baccarat gaming assembly as recited in  claim 15  wherein said computer processor is structured to designate a bonus payout to said user upon at least two of said consecutive hands having said final number total equal nine.  
   
   
       17 . A baccarat gaming assembly as recited in  claim 16  wherein said computer processor designates said bonus payout if said consecutive hands having said final number count total equal nine include a combination of said user's hands or said house's hands.  
   
   
       18 . A baccarat gaming assembly as recited in  claim 16  further comprising a wager receptacle structured to receive a wager placed by the user.  
   
   
       19 . A baccarat gaming assembly as recited in  claim 18  wherein said wager receptacle is operatively associated with said computer processor.  
   
   
       20 . A baccarat gaming assembly as recited in  claim 19  wherein said computer processor is structured to identify a bonus wager made by the user at said wager receptacle in order to make the user eligible for said bonus payout.  
   
   
       21 . A baccarat gaming assembly as recited in  claim 20  wherein said computer processor is structured to carry over said bonus wager to a subsequent game upon at least one of said hands having said final number total equal nine.  
   
   
       22 . A baccarat gaming assembly as recited in  claim 11  further comprising a plurality of inputs operatively associated with said computer processor so as to allow for multiple, simultaneous users.