Method and apparatus for facilitating the play of fractional lottery tickets utilizing point-of-sale terminals

Abstract

A store controller determines a monetary value, such as an amount of spare change due to a customer, and allocates a portion of a lottery ticket for the customer. The portion is based on the monetary value, and may be, for example, equal to the monetary value, or may be the monetary value rounded to the nearest nickel. The store controller outputs a ticket identifier that identifies the lottery ticket (e.g. a serial number) and a portion identifier that identifies the allocated portion of the lottery ticket (e.g. $0.34 of a $2.00 lottery ticket). Typically, the store controller outputs the identifiers to a POS terminal, which prints a fractional lottery ticket redeemable for a portion of the lottery ticket's prize. The store controller also stores the ticket identifier and the portion identifier, to assure that fraudulent tickets will be detected. After a drawing date of the lottery ticket, the customer redeems the fractional lottery ticket, typically at a POS terminal. The POS terminal communicates with the store controller, which receives the ticket identifier and the portion identifier therefrom. From the received identifiers, the store controller may determine a prize value of the lottery ticket. The customer is in turn provided with a portion of the prize value based on the allocated portion of the ticket.

What is claimed is:  
     
         1 . A method for facilitating the purchase of fractional lottery tickets using a point-of-sale terminal, comprising: 
 determining a monetary value;    allocating a portion of a ticket, the portion being based on the monetary value;    outputting a ticket identifier that identifies the ticket and a portion identifier that identifies the allocated portion of the ticket; and    storing the ticket identifier and the portion identifier.    
     
     
         2 . The method of  claim 1 , in which the step of determining a monetary value comprises: 
 determining a monetary value based on an amount of change due for a purchase.    
     
     
         3 . The method of  claim 1 , further comprising: 
 selecting the ticket from a plurality of tickets.    
     
     
         4 . The method of  claim 3 , in which the step of selecting the ticket from a plurality of tickets comprises: 
 selecting a ticket having an unallocated portion at least as great as the monetary value.    
     
     
         5 . The method of  claim 3 , in which the step of selecting the ticket from a plurality of tickets comprises: 
 determining a set of tickets that each have an unallocated portion at least as great as the monetary value; and    selecting a ticket from the set of tickets which has a minimal unallocated portion.    
     
     
         6 . An apparatus for facilitating the purchase of fractional lottery tickets using a point-of-sale terminal, comprising: 
 a storage device; and    a processor connected to the storage device,    the storage device storing 
 a program for controlling the processor; and  
   the processor operative with the program to: 
 determine a monetary value;  
 allocate a portion of a ticket, the portion being based on the monetary value;  
 output a ticket identifier that identifies the ticket and a portion identifier that identifies the allocated portion of the ticket; and  
 store the ticket identifier and the portion identifier in the storage device.  
   
     
     
         7 . The apparatus of  claim 6 , in which the processor is further operative with the program to: 
 determine a monetary value based on an amount of change due for a purchase.    
     
     
         8 . The apparatus of  claim 6 , in which the processor is further operative with the program to: 
 select the ticket from a plurality of tickets.    
     
     
         9 . The apparatus of  claim 8 , in which the processor is further operative with the program to: 
 select a ticket having an unallocated portion at least as great as the monetary value.    
     
     
         10 . The apparatus of  claim 8 , in which the processor is further operative with the program to: 
 determine a set of tickets that each have an unallocated portion at least as great as the monetary value; and    select a ticket from the set of tickets which has a minimal unallocated portion.    
     
     
         11 . A method for facilitating the purchase of fractional lottery tickets using a point-of-sale terminal, comprising: 
 determining a monetary value;    allocating a portion of each ticket of a plurality of tickets, the portion of each ticket being associated with a portion of the monetary value;    outputting a plurality of ticket identifiers that identify the plurality of tickets and a plurality of portion identifiers that identify the allocated portions of each ticket; and    storing the ticket identifiers and the portion identifiers.    
     
     
         12 . An apparatus for facilitating the purchase of fractional lottery tickets using a point-of-sale terminal, comprising: 
 a storage device; and    a processor connected to the storage device,    the storage device storing 
 a program for controlling the processor; and  
   the processor operative with the program to: 
 determine a monetary value;  
 allocate a portion of each ticket of a plurality of tickets, the portion of each ticket being associated with a portion of the monetary value;  
 output a plurality of ticket identifiers that identify the plurality of tickets and a plurality of portion identifiers that identify the allocated portions of each ticket; and  
 store the ticket identifiers and the portion identifiers in the storage device.  
   
     
     
         13 . A method for facilitating the purchase of fractional lottery tickets using a point-of-sale terminal, comprising: 
 determining an amount of change due for a purchase;    determining a monetary value based on the amount of change due;    selecting a ticket from a plurality of tickets, the selected ticket having an unallocated portion at least as great as the monetary value;    allocating at least a portion of the selected ticket, the portion being based on the monetary value;    outputting a ticket identifier that identifies the ticket and a portion identifier that identifies the allocated portion of the selected ticket; and    storing the ticket identifier and the portion identifier.    
     
     
         14 . The method of  claim 13 , in which the step of determining a monetary value comprises: 
 rounding the amount of change due to a predetermined multiple, thereby generating a rounded change amount; and    setting the monetary value equal to the rounded change amount.    
     
     
         15 . The method of  claim 14 , in which the step of rounding the amount of change due comprises: 
 rounding down the amount of change due to a predetermined multiple, thereby generating a rounded-down change amount.    
     
     
         16 . The method of  claim 13 , further comprising: 
 outputting an offer to exchange a fractional lottery ticket for change due.    
     
     
         17 . An apparatus for facilitating the purchase of fractional lottery tickets using a point-of-sale terminal, comprising: 
 a storage device; and    a processor connected to the storage device,    the storage device storing a programs for controlling the processor; and    the processor operative with the program to: 
 determine an amount of change due for a purchase;  
 determine a monetary value based on the amount of change due;  
 select a ticket from a plurality of tickets, the selected ticket having an unallocated portion at least as great as the monetary value;  
 allocate at least a portion of the selected ticket, the portion being based on the monetary value;  
 output a ticket identifier that identifies the ticket and a portion identifier that identifies the allocated portion of the selected ticket; and  
 store the ticket identifier and the portion identifier in the storage device.  
   
     
     
         18 . The apparatus of  claim 17 , in which the processor is further operative with the program to: 
 round the amount of change due to a predetermined multiple, thereby generating a rounded change amount; and    set the monetary value equal to the rounded change amount.    
     
     
         19 . The apparatus of  claim 18 , in which the processor is further operative with the program to: 
 round down the amount of change due to a predetermined multiple, thereby generating a rounded-down change amount.    
     
     
         20 . The apparatus of  claim 17 , in which the processor is further operative with the program to: 
 output an offer to exchange a fractional lottery ticket for change due.    
     
     
         21 . A method for facilitating the purchase of fractional lottery tickets using a point-of-sale terminal, comprising: 
 receiving a ticket identifier that identifies a ticket and a portion identifier that identifies an allocated portion of the ticket;    determining a prize value of the ticket; and    determining a portion of the prize value based on the allocated portion of the ticket.    
     
     
         22 . An apparatus for facilitating the purchase of fractional lottery tickets using a point-of-sale terminal, comprising: 
 a storage device; and    a processor connected to the storage device,    the storage device storing 
 a program for controlling the processor; and  
   the processor operative with the program to: 
 receive a ticket identifier that identifies a ticket and a portion identifier that identifies an allocated portion of the ticket;  
 determine a prize value of the ticket; and  
 determine a portion of the prize value based on the allocated portion of the ticket.  
   
     
     
         23 . A method for facilitating the purchase of fractional lottery tickets using a point-of-sale terminal, comprising: 
 determining a monetary value;    allocating at least a portion of a ticket, the portion being based on the monetary value;    determining a prize value of the ticket; and    providing a portion of the prize value based on the allocated portion of the ticket.    
     
     
         24 . An apparatus for facilitating the purchase of fractional lottery tickets using a point-of-sale terminal, comprising: 
 a storage device; and    a processor connected to the storage device,    the storage device storing 
 a program for controlling the processor; and  
   the processor operative with the program to: 
 determine a monetary value;  
 allocate at least a portion of a ticket, the portion being based on the monetary value;  
 determine a prize value of the ticket; and  
 provide a portion of the prize value based on the allocated portion of the ticket.  
   
     
     
         25 . A method for facilitating the purchase of fractional lottery tickets using a point-of-sale terminal, comprising: 
 maintaining a supply of tickets, each ticket having an unallocated portion thereof;    acquiring an additional ticket.    
     
     
         26 . The method of  claim 25 , in which the step of acquiring an additional ticket comprises: 
 counting a number of tickets having an unallocated portion that is above a first predetermined threshold; and    acquiring an additional ticket if the number of tickets having an unallocated portion that is above the first predetermined threshold is below a second predetermined threshold.    
     
     
         27 . The method of  claim 25 , in which the step of acquiring an additional ticket comprises: 
 receiving an indication of a requested portion;    counting a number of tickets having an unallocated portion that is above the requested portion; and    acquiring an additional ticket if the number of tickets having unallocated portion that is above the requested portion is below a predetermined threshold.    
     
     
         28 . The method of  claim 25 , in which the step of acquiring an additional ticket comprises: 
 acquiring a predetermined number of additional tickets.    
     
     
         29 . The method of  claim 25 , further comprising: 
 calculating a sum of the unallocated portions of the tickets.    
     
     
         30 . The method of  claim 29 , in which the step of acquiring an additional ticket comprises: 
 acquiring an additional ticket if the calculated sum is below a predetermined threshold.    
     
     
         31 . An apparatus for facilitating the purchase of fractional lottery tickets using a point-of-sale terminal, comprising: 
 a storage device; and    a processor connected to the storage device,    the storage device storing 
 a program for controlling the processor; and  
   the processor operative with the program to: 
 maintain a supply of tickets, each ticket having an unallocated portion thereof; and  
 acquire an additional ticket.  
   
     
     
         32 . The apparatus of  claim 31 , in which the processor is further operative with the program to: 
 count a number of tickets having an unallocated portion that is above a first predetermined threshold; and    acquire an additional ticket if the number of tickets having an unallocated portion that is above the first predetermined threshold is below a second predetermined threshold.    
     
     
         33 . The apparatus of  claim 31 , in which the processor is further operative with the program to: 
 receive an indication of a requested portion;    count a number of tickets having an unallocated portion that is above the requested portion; and    acquire an additional ticket if the number of tickets having unallocated portion that is above the requested portion is below a predetermined threshold.    
     
     
         34 . The apparatus of  claim 31 , in which the processor is further operative with the program to: 
 acquire a predetermined number of additional tickets.    
     
     
         35 . The apparatus of  claim 31 , in which the processor is further operative with the program to: 
 calculate a sum of the unallocated portions of the tickets.    
     
     
         36 . The apparatus of  claim 35 , in which the processor is further operative with the program to: 
 acquire an additional ticket if the calculated sum is below a predetermined threshold.