Automatic transaction machine

Abstract

The present invention prevents counterfeit tests using automatic transaction machines. When a user cancels a transaction associated with a deposit at an automatic transaction machine, information on the account for which the transaction is intended is sent to a host computer. When the deposited bills is rejected at a high rate, the account information is sent to the host computer. Because these acts often occur during counterfeit tests, the host computer stores the account in a monitoring database, and monitors the cancellation frequency, rate of rejection, and the like. Accounts which are determined to have a high possibility of being used for counterfeit tests based on results such as cancellation frequency are handled as accounts requiring special attention. When a transaction takes place for an account requiring special attention, measures that can be taken including stopping the transaction or transmitting a warning. In this way, counterfeit tests can be monitored and prevented.

What is claimed is:  
     
         1 . An automatic transaction machine for deposits and withdrawals of bills, which is connected to a host computer by means of a communications line, comprising: 
 a detector configured to detect a cancel operation of the transaction for a deposit to an account; and    a transmitter configured to communicate a cancellation data relating to the cancel operation to the host computer in response to the cancellation detected by the detector.    
     
     
         2 . An automatic transaction machine according to  claim 1 , wherein said transmitter transmits data related to deposited bills besides the cancellation data to the host computer.  
     
     
         3 . An automatic transaction machine according to  claim 1 , wherein said detector detects when the number of cancel operation for a deposit transaction to a given account reaches a predetermined value.  
     
     
         4 . An automatic transaction machine for deposits and withdrawals of bills, which is connected to a host computer by means of a communications line, comprising: 
 a discriminating component configured to determine the authenticity of bills that are deposited during a deposit transaction to an account; and    a transmitter configured to communicate information about the presence of the bills that are discriminated not to be genuine, when the number of such bills detected by the discriminating component is more than a predetermined value.    
     
     
         5 . An automatic transaction machine according to  claim 4 , further comprising a data collecting component configured to collect a predetermined kind of data which can be used to subsequent discrimination, wherein said transmitter also transmits the collected data.  
     
     
         6 . An automatic transaction machine for deposits and withdrawals of bills, comprising: 
 an operating component operated by users;    a deposit port for depositing and withdrawing bills;    a discriminating component configured to discriminate bills;    a temporary stacker configured to store bills;    a plurality of storage boxes for storing the bills; and a control component comprising:    a deposit counting means for temporary storing bills into the temporarily stacker after the bills deposited through the deposit port are discriminated by the discrimination component; and    a deposit storage means for discriminating the bills that are stored in the temporarily stacker and storing into the storage boxes based on the denomination of each bill;    wherein said control component transmits detection data outside the automatic transaction machine, the detection data relating upon either detection of a cancellation by the operating component as the bills is counted by the bills counting means, or detection of bills being rejected by the discrimination component over a predetermined level.    
     
     
         7 . An automatic transaction machine according to  claim 6 , wherein said control component detects the number of cancellations associated with a deposit transaction to a given account while monitoring actions performed by the operating component as the bills is counted by the deposit counting means.  
     
     
         8 . An automatic transaction machine according to  claim 6 , said data transmitted by the control component including data on the bills identified by the discrimination component.  
     
     
         9 . A management device for managing an automatic transaction machine for deposits and withdrawals of bills, comprising: 
 a receiver for receiving data indicating that a cancellation or bills rejection has occurred when a deposit transaction from the automatic transaction machine to an account has been cancelled by the user or when bills that has been rejected because of a quality of the bills is over a predetermined level; and    a memory component for storing the received data according to accounts.    
     
     
         10 . A management device according to  claim 9 , comprising an output component for outputting, in the form of statistical data, the memory contents stored in the memory component.  
     
     
         11 . A management device according to  claim 9 , further comprising: 
 a suspicious account specifying component for specifying accounts requiring special attention based on a predetermined condition;    an account retrieval component for retrieving data on accounts targeted for deposit by the automatic transaction machine; and    a transmitter for communicating to a predetermined communications destination when the retrieved account corresponds to an account requiring special attention.    
     
     
         12 . A management device according to  claim 9 , further comprising: 
 a suspicious account specifying component for specifying accounts requiring special attention based on predetermined conditions;    an account retrieval component for retrieving data on accounts targeted for deposit by the automatic transaction machine; and    a discontinuation control component for controlling the automatic transaction machine so as to forcibly discontinue a transaction when the retrieved account corresponds to an account requiring special attention.    
     
     
         13 . A management device according to  claim 11 , wherein an account for which the data received by the receiver is over a predetermined amount is treated as an account requiring special attention by the suspicious account specifying component.