US12488397B2ActiveUtilityA1

Systems and methods for detecting, extracting, and categorizing structure data from imagery

Assignee: INSURANCE SERVICES OFFICE INCPriority: Jun 4, 2020Filed: Mar 5, 2024Granted: Dec 2, 2025
Est. expiryJun 4, 2040(~13.9 yrs left)· nominal 20-yr term from priority
G06V 20/176G06T 7/0002G06T 2207/20104G06T 2207/20081G06T 2207/30184G06T 2207/10032G06T 2200/24G06F 16/29G06N 20/00G06V 20/17G06V 20/10G06Q 40/08
77
PatentIndex Score
0
Cited by
35
References
19
Claims

Abstract

Systems and methods for detecting, extracting, and categorizing structure data from aerial imagery following a major weather event are provided. The system processes digital images and weather data to automatically detect, extract, and categorize structure data following a major weather event. After receiving an indication of a region of interest (“ROI”) from a user, the system retrieves weather mapping data for the ROI and retrieves information related to attributes of structures within the ROI from a machine learning subsystem. The system then cross-references the property data, the weather data, and the structure attributes and assigns a risk rating to the structures within the ROI. Finally, the system generates and delivers a data package to the user.

Claims

exact text as granted — not AI-modified
What is claimed is: 
     
         1 . A method for predicting damage to a structure, comprising:
 receiving at a computer system an indication of a geospatial region of interest from a user;   retrieving by the computer system one or more aerial images associated with the region of interest from an aerial image database;   processing the one or more aerial images using a machine learning algorithm executed by the computer system to extract one or more attributes of a structure within the region of interest;   retrieving by the computer system weather data associated with the region of interest from a weather database;   determining by the computer system a likelihood of damage to the structure based on the one or more extracted attributes and the weather data associated with the region of interest;   transmitting a data package from the computer system which includes the likelihood of damage to the structure; and   displaying a project map which includes a plurality of user-selectable display layers that can be toggled on and off, wherein at least one of the user-selectable display layers includes a graphical depiction of a weather event overlaid on the property.   
     
     
         2 . The method of  claim 1 , wherein geospatial region of interest is indicated by latitude and longitude coordinates. 
     
     
         3 . The method of  claim 1 , wherein the geospatial region of interest is indicated by a bounded polygon displayed on a computer display. 
     
     
         4 . The method of  claim 3 , wherein the bounded polygon is determined by one or more of a postal address, property survey data, or a selection made by a user in a geospatial mapping interface. 
     
     
         5 . The method of  claim 1 , wherein the one or more aerial images comprises one or more of a satellite image, an image captured by an unmanned aerial vehicle (UAV), a photographic aerial image, a scanned image, or a LIDAR image. 
     
     
         6 . The method of  claim 1 , wherein the weather data includes data relating to one or more of hail storms, wind, and hurricanes. 
     
     
         7 . The method of  claim 1 , wherein the machine learning algorithm extracts attributes relating to a roof of a structure including one or more of a roof type, a roof area, a slope, a roof material, or an eave height. 
     
     
         8 . The method of  claim 1 , further comprising calculating by the computer system a risk rating level correlated to the likelihood of damage and including the risk rating level in the data package. 
     
     
         9 . The method of  claim 1 , further comprising processing the data package to generate a visualization of damage and displaying the visualization to a user. 
     
     
         10 . The method of  claim 1 , further comprising detecting, extracting, and categorizing structure data from one or more of a wildfire, lightning, arson, hurricanes, hailstorms, tornadoes, and non-weather-related data. 
     
     
         11 . A system for predicting damage to a structure, comprising:
 a memory storing one or more aerial images; and   a processor in communication with the memory, the processor:
 receiving an indication of a geospatial region of interest from a user; 
 retrieving one or more aerial images associated with the region of interest from the memory; 
 processing the one or more aerial images using a machine learning algorithm to extract one or more attributes of a structure within the region of interest; 
 retrieving weather data associated with the region of interest from a weather database; 
 determining a likelihood of damage to the structure based on the one or more extracted attributes and the weather data associated with the region of interest; and 
 transmitting a data package which includes the likelihood of damage to the structure; and 
 displaying a project map which includes a plurality of user-selectable display layers that can be toggled on and off, wherein at least one of the user-selectable display layers includes a graphical depiction of a weather event overlaid on the property. 
   
     
     
         12 . The system of  claim 11 , wherein geospatial region of interest is indicated by latitude and longitude coordinates. 
     
     
         13 . The system of  claim 11 , wherein the geospatial region of interest is indicated by a bounded polygon displayed on a computer display. 
     
     
         14 . The system of  claim 13 , wherein the bounded polygon is determined by one or more of a postal address, property survey data, or a selection made by a user in a geospatial mapping interface. 
     
     
         15 . The system of  claim 11 , wherein the one or more aerial images comprises one or more of a satellite image, an image captured by an unmanned aerial vehicle (UAV), a photographic aerial image, a scanned image, or a LIDAR image. 
     
     
         16 . The system of  claim 11 , wherein the weather data includes data relating to one or more of hail storms, wind, and hurricanes. 
     
     
         17 . The system of  claim 11 , wherein the machine learning algorithm extracts attributes relating to a roof of a structure including one or more of a roof type, a roof area, a slope, a roof material, or an eave height. 
     
     
         18 . The system of  claim 11 , wherein the processor calculates a risk rating level correlated to the likelihood of damage and includes the risk rating level in the data package. 
     
     
         19 . The system of  claim 11 , wherein the processor detects, extracts, and categorizes structure data from one or more of a wildfire, lightning, arson, hurricanes, hailstorms, tornadoes, and non-weather-related data.

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