Techniques to visualize and gamify risk management services

Abstract

Techniques for gamifying risk management services include associating a financial status of a user with a defensible position display element in a gameplay scenario, receiving risk management data regarding at least one risk management service secured by the user, associating the risk management service with at least one defensive display element in the gameplay scenario, and providing the defensible position display element and each defensive display element to a display to cause the display to visualize the defensible position display element protected by each defensive display element in the gameplay scenario.

What is claimed is: 
     
       1. A method for providing a Graphical User Interface (GUI) for gamifying risk management services, the method comprising:
 associating, by the processor, a defensible position display element associated with a financial status of a user and generating the defensible position display element on the GUI wherein the visual size of the defensible position display element is proportional to the financial status of the user; 
 associating, by the processor, a defensible display element associated with a risk management service of the user and generating the defensible display element on the GUI wherein the visual size of the defensible display element is proportional to a risk mitigation value; 
 visualizing, by the processor, the defensible position display element protected by each defensive display element in the gameplay scenario; 
 executing, by the processor, a financial impact scenario in the gameplay scenario; 
 determining, by the processor, modifications to the at least one defensive display element responsive to the financial impact scenario; and 
 displaying, by the processor, the modified defensive display element in the gameplay scenario and the resulting impact upon the corresponding protected defensible position display element caused by the financial impact scenario dynamically on the GUI causing visualization of each modified defensive display element and the defensible position display element, respectively, in the gameplay scenario, wherein the modified defensive display element is visualized on the display in a reduced protection state in the gameplay scenario. 
 
     
     
       2. The method as recited in  claim 1 , wherein the financial impact scenario adversely affects the financial status of the user. 
     
     
       3. The method as recited in  claim 1 , wherein the financial impact scenario is received by the processor from the user. 
     
     
       4. The method as recited in  claim 1 , further including evaluating, by the processor, at least one financial impact scenario using a Monte Carlo simulation engine against the risk management service and the financial status in the gameplay scenario yielding a resultant risk management service and a resultant financial status, respectively and modifying, by the processor, each defensive display element by the resultant risk management service yielding at least one modified defensive display element in the gameplay scenario displayed on the GUI. 
     
     
       5. The method as recited in claim of  claim 2 , further including:
 determining, by the processor, modification actions that mitigate the financial impact scenario; 
 modifying, by the processor, the GUI display and visualizing an attack on the defensible position display element and visualizing modifications to the at least the one of the defensible position display element and the defensive display element responsive to the attack; and 
 displaying mitigation against financial impact scenario with indication that the defensive element being protected with the modification actions. 
 
     
     
       6. The method as recited in  claim 1 , further including executing, by the processor, at least one asset purchase scenario by the user in the gameplay scenario including determining and providing modifications to at least one of the defensible position display element and the defensive display element displayed on the GUI resulting from the at least one asset purchase. 
     
     
       7. The method as recited in  claim 5 , further including determining and providing indication on the GUI a financial impact to the user resulting from the at least one asset purchase. 
     
     
       8. The method as recited in  claim 1 , further including modifying the display to visualize an attack on the at least the one of the defensible position display element and the defensive display element and visualize the modifications to the at least one of the defensible position display element and the defensive display element responsive to the attack to display mitigation of the financial impact scenario. 
     
     
       9. The method as recited in  claim 1 , wherein the risk management service comprises an insurance service. 
     
     
       10. The method as recited in  claim 1 , wherein the risk management service comprises automobile insurance, vehicle insurance, homeowners insurance, rental insurance, an emergency fund, health insurance, life insurance, term insurance, property insurance, and umbrella insurance. 
     
     
       11. The method as recited in  claim 1 , wherein the financial status of the user comprises at least one of a net worth, a total value of assets, a financial stock portfolio value, a bank account value, a mortgage value, a debt value, an emergency fund value, and a credit value. 
     
     
       12. The method as recited in  claim 1 , wherein the defensible position display element comprises at least one of a house, a building, and a structure. 
     
     
       13. The method as recited in  claim 1 , wherein the at least one defensive display element comprises at least one of a wall, a bridge, a moat, a barricade, a body of water, an obstacle, and one or more guards. 
     
     
       14. A computer system for providing a Graphical User Interface (GUI) for gamifying risk management services, comprising:
 a memory configured to store instructions; 
 a processor disposed in communication with said memory, wherein said processor upon execution of the instructions is configured to: 
 associate a defensible position display element associated with a financial status of a user and generating the defensible position display element on the GUI wherein the visual size of the defensible position display element is proportional to the financial status of the user; 
 associate a defensible display element associated with a risk management service of the user and generating the defensible display element on the GUI wherein the visual size of the defensible display element is proportional to a risk mitigation value; 
 visualize the defensible position display element protected by each defensive display element in the gameplay scenario; 
 execute a financial impact scenario in the gameplay scenario; 
 determine modifications to the at least one defensive display element responsive to the financial impact scenario; and 
 display the modified defensive display element in the gameplay scenario and the resulting impact upon the corresponding protected defensible position display element caused by the financial impact scenario dynamically on the GUI causing visualization of each modified defensive display element and the defensible position display element, respectively, in the gameplay scenario, wherein the modified defensive display element is visualized on the display in a reduced protection state in the gameplay scenario. 
 
     
     
       15. The system as recited in  claim 14 , wherein the financial impact scenario adversely affects the financial status of the user, and wherein the financial impact scenario is received by the processor from the user. 
     
     
       16. The system as recited in  claim 14 , wherein the processor is further configured to evaluate at least one financial impact scenario using a Monte Carlo simulation engine against the risk management service and the financial status in the gameplay scenario yielding a resultant risk management service and a resultant financial status, respectively and modifying, by the processor, each defensive display element by the resultant risk management service yielding at least one modified defensive display element in the gameplay scenario displayed on the GUI. 
     
     
       17. The system as recited in claim of  claim 16 , wherein the processor is further configured to:
 determine modification actions that mitigate the financial impact scenario; 
 modify the GUI display and visualizing an attack on the defensible position display element and visualizing modifications to the at least the one of the defensible position display element and the defensive display element responsive to the attack; and 
 displaying mitigation against financial impact scenario with indication that the defensive element being protected with the modification actions. 
 
     
     
       18. The method as recited in  claim 16 , wherein the risk management service comprises an insurance service.