Inventor · disambiguated record
Janusz Michael Niczyporuk
Also filed as: NICZYPORUK JANUSZ · NICZYPORUK JANUSZ M · NICZYPORUK JANUSZ MICHAEL
30 granted patents·16 pending applications·92 citations·filing 2012–2024
95Inventor score
Technology areasG06Q
Files withCAPITAL ONE SERVICES LLC23CAPITAL ONE FINANCIAL CORP14HAMMOCK LUKE A4JOUHIKAINEN HANNES M2HAMMOCK LUKE1
Top patents by PatentIndex Score
46 records- 0198US10482457B2System and method for token-based paymentsCAPITAL ONE SERVICES LLC·Filed 2013·Granted Nov 19, 2019·60 cites·16 claims
- 0295US11869041B2System and method for providing advertiser auctions based on segmentation informed by purchase dataCAPITAL ONE SERVICES LLC·Filed 2022·Granted Jan 9, 2024·2 cites·20 claims
- 0386US10235682B2Systems and methods for providing social discovery relationshipsCAPITAL ONE SERVICES LLC·Filed 2013·Granted Mar 19, 2019·5 cites·21 claims
- 0485US10304083B2Systems and methods for offering products using linked transactionsCAPITAL ONE FINANCIAL CORP·Filed 2018·Granted May 28, 2019·2 cites·20 claims
- 0585US9710850B2Systems and methods for aggregating and managing financial service accountsJOUHIKAINEN HANNES M·Filed 2013·Granted Jul 18, 2017·7 cites·17 claims
- 0683US12299663B2System and method for auctioning a first-in-wallet payment account statusCAPITAL ONE SERVICES LLC·Filed 2024·Granted May 13, 2025·0 cites·20 claims
- 0782US11030683B2Systems and methods for aggregating and managing financial service accountsCAPITAL ONE SERVICES LLC·Filed 2019·Granted Jun 8, 2021·1 cites·20 claims
- 0882US10482497B2System and method for providing smart statementsCAPITAL ONE FINANCIAL CORP·Filed 2014·Granted Nov 19, 2019·3 cites·16 claims
- 0981US12340398B2System and method for providing advertiser auctions based on segmentation informed by purchase dataCAPITAL ONE SERVICES LLC·Filed 2023·Granted Jun 24, 2025·0 cites·20 claims
- 1081US9830612B2Systems and methods for providing advertising servicesHAMMOCK LUKE A·Filed 2013·Granted Nov 28, 2017·4 cites·18 claims
- 1179US11948139B2System and method for auctioning a first-in-wallet payment account statusCAPITAL ONE SERVICES LLC·Filed 2023·Granted Apr 2, 2024·0 cites·20 claims
- 1279US11257125B2System and method for providing advertiser auctions based on segmentation informed by purchase dataCAPITAL ONE FINANCIAL CORP·Filed 2013·Granted Feb 22, 2022·2 cites·30 claims
- 1375US11157933B2System and method for combining coupons with financial accountsCAPITAL ONE FINANCIAL CORP·Filed 2014·Granted Oct 26, 2021·4 cites·28 claims
- 1474US10096042B2Systems and methods for offering products using linked transactionsPOOLE THOMAS S·Filed 2014·Granted Oct 9, 2018·2 cites·35 claims
- 1573US12045873B2Systems and methods for modifying a websiteCAPITAL ONE SERVICES LLC·Filed 2019·Granted Jul 23, 2024·0 cites·19 claims
- 1671US11620626B2System and method for auctioning a first-in-wallet payment account statusCAPITAL ONE SERVICES LLC·Filed 2021·Granted Apr 4, 2023·0 cites·20 claims
- 1771US10825045B2Systems and methods for offering products using linked transactionsCAPITAL ONE SERVICES LLC·Filed 2019·Granted Nov 3, 2020·0 cites·20 claims
- 1871US2021201399A1Systems and methods for aggregating and managing financial service accountsCAPITAL ONE SERVICES LLC·Filed 2021·Application pending·0 cites
- 1970US10424014B2Systems and methods for providing seller-initiated financing in private salesCAPITAL ONE SERVICES LLC·Filed 2018·Granted Sep 24, 2019·0 cites·20 claims
- 2069US11288703B2Systems and methods for offering products using linked transactionsCAPITAL ONE SERVICES LLC·Filed 2020·Granted Mar 29, 2022·0 cites·20 claims
- 2169US11200555B2System and method for auctioning a first-in-wallet payment account statusCAPITAL ONE FINANCIAL CORP·Filed 2014·Granted Dec 14, 2021·0 cites·20 claims
- 2269US10650395B2Systems and methods for providing social discovery relationshipsCAPITAL ONE SERVICES LLC·Filed 2019·Granted May 12, 2020·0 cites·12 claims
- 2368US10380684B2Systems and methods for aggregating and managing financial service accountsCAPITAL ONE FINANCIAL CORP·Filed 2017·Granted Aug 13, 2019·0 cites·20 claims
- 2468US10255633B2Systems and methods for providing seller-initiated financing in private salesCAPITAL ONE SERVICES LLC·Filed 2018·Granted Apr 9, 2019·0 cites·20 claims
- 2567US11823228B2System and method for providing smart statementsCAPITAL ONE SERVICES LLC·Filed 2019·Granted Nov 21, 2023·0 cites·20 claims
- 2667US10528963B2Systems and methods for issuing, evaluating, and monitoring card-linked offersCAPITAL ONE SERVICES LLC·Filed 2018·Granted Jan 7, 2020·0 cites·20 claims
- 2767US9858617B2Systems and methods for aggregating and managing financial service accountsCAPITAL ONE FINANCIAL CORP·Filed 2017·Granted Jan 2, 2018·0 cites·20 claims
- 2867US2020051073A1System and method for enhanced token-based paymentsCAPITAL ONE SERVICES LLC·Filed 2019·Application pending·0 cites
- 2965US11030637B2System and method providing flow-through private label card acquisitionCAPITAL ONE FINANCIAL CORP·Filed 2014·Granted Jun 8, 2021·0 cites·20 claims
- 3065US10134088B2Systems and methods for providing seller-initiated financing in private salesHAMMOCK LUKE A·Filed 2013·Granted Nov 20, 2018·0 cites·20 claims
- 3165US2014258094A1Systems and methods for dynamically providing financial loan productsJOUHIKAINEN HANNES·Filed 2014·Application pending·0 cites
- 3264US10074100B2Systems and methods for issuing, evaluating, and monitoring card-linked offersCAPITAL ONE SERVICES LLC·Filed 2012·Granted Sep 11, 2018·0 cites·22 claims
- 3364US2018068343A1Systems and methods for providing advertising servicesCAPITAL ONE FINANCIAL CORP·Filed 2017·Application pending·0 cites
- 3464US2018075473A1Systems and methods for providing advertising servicesCAPITAL ONE FINANCIAL CORP·Filed 2017·Application pending·0 cites
- 3563US2020234316A1Systems and methods for providing social discovery relationshipsCAPITAL ONE SERVICES LLC·Filed 2020·Application pending·0 cites
- 3663US2020143404A1Systems and methods for issuing, evaluating, and monitoring card-linked offersCAPITAL ONE SERVICES LLC·Filed 2020·Application pending·0 cites
- 3761US12154125B2System and method providing flow-through private label card acquisitionCAPITAL ONE SERVICES LLC·Filed 2021·Granted Nov 26, 2024·0 cites·16 claims
- 3861US2018082381A1Systems and methods for dynamically providing financial loan productsCAPITAL ONE FINANCIAL CORP·Filed 2017·Application pending·0 cites
- 3961US2018121995A1Systems and methods for managing three dimensional manufacturingCAPITAL ONE FINANCIAL CORP·Filed 2017·Application pending·0 cites
- 4058US2014164058A1System and method for providing a multilateral transaction data martCAPITAL ONE FINANCIAL CORP·Filed 2013·Application pending·0 cites
- 4155US2014143128A1Unsecured to secured loan conversion in automobile financeHAMMOCK LUKE A·Filed 2013·Application pending·0 cites
- 4255US2022005059A1System and method for combining coupons with financial accountsCAPITAL ONE SERVICES LLC·Filed 2021·Application pending·0 cites
- 4354US2014207571A1Systems and computer-implemented processes for delivering personalized deals to customersHAMMOCK LUKE·Filed 2013·Application pending·0 cites
- 4454US2014258092A1Systems and methods for analyzing financial accounts and business efforts based on lender informationJOUHIKAINEN HANNES M·Filed 2013·Application pending·0 cites
- 4554US2014164217A1Systems and methods for providing a digital blank checkHAMMOCK LUKE A·Filed 2013·Application pending·0 cites
- 4653US2015199748A1Systems and Methods for Managing Three Dimensional ManufacturingCAPITAL ONE FINANCIAL CORP·Filed 2015·Application pending·0 cites
Identity basis: PatentsView inventor disambiguation (2025Q4-odp release). How scoring works →