Inventor · disambiguated record
Chandra S. Balasubramanian
Also filed as: BALASUBRAMANIAN CHANDRA · BALASUBRAMANIAN CHANDRA S
49 granted patents·20 pending applications·853 citations·filing 2000–2025
98Inventor score
Files withCARDINALCOMMERCE CORP29KERESMAN III MICHAEL A13BALASUBRAMANIAN CHANDRA S7BALASUBRAMANIAN CHANDRA6VISA INT SERVICE ASS4
Top patents by PatentIndex Score
69 records- 0197US7140036B2Centralized identity authentication for electronic communication networksCARDINALCOMMERCE CORP·Filed 2001·Granted Nov 21, 2006·144 cites·15 claims
- 0297US7051002B2Universal merchant platform for payment authenticationCARDINALCOMMERCE CORP·Filed 2003·Granted May 23, 2006·240 cites·14 claims
- 0395US10872343B2Secure and efficient payment processing systemCARDINALCOMMERCE CORP·Filed 2018·Granted Dec 22, 2020·9 cites·19 claims
- 0495US10127549B2Universal merchant application, registration and boarding platformCARDINALCOMMERCE CORP·Filed 2014·Granted Nov 13, 2018·32 cites·21 claims
- 0595US8099301B2Secure on-line authentication system for processing prescription drug fulfillmentKERESMAN III MICHAEL A·Filed 2010·Granted Jan 17, 2012·32 cites·27 claims
- 0694US7693783B2Universal merchant platform for payment authenticationCARDINALCOMMERCE CORP·Filed 2006·Granted Apr 6, 2010·40 cites·12 claims
- 0793US8645266B2Universal merchant platform for payment authenticationBALASUBRAMANIAN CHANDRA·Filed 2010·Granted Feb 4, 2014·20 cites·20 claims
- 0893US7742967B1Secure and efficient payment processing systemCARDINALCOMMERCE CORP·Filed 2000·Granted Jun 22, 2010·69 cites·11 claims
- 0992US10163086B2Universal payments dashboardKERESMAN III MICHAEL A·Filed 2009·Granted Dec 25, 2018·33 cites·29 claims
- 1092US8650118B2Universal merchant platform for payment authenticationBALASUBRAMANIAN CHANDRA S·Filed 2012·Granted Feb 11, 2014·13 cites·27 claims
- 1191US8676694B2Secure and efficient payment processing systemKERESMAN III MICHAEL A·Filed 2010·Granted Mar 18, 2014·10 cites·20 claims
- 1291US8140429B2Universal merchant platform for payment authenticationBALASUBRAMANIAN CHANDRA S·Filed 2010·Granted Mar 20, 2012·11 cites·20 claims
- 1390US11790356B2System, method, and computer program product for dynamic passcode communicationVISA INT SERVICE ASS·Filed 2021·Granted Oct 17, 2023·3 cites·14 claims
- 1490US10157375B2Alternative payment implementation for electronic retailersBALASUBRAMANIAN CHANDRA S·Filed 2009·Granted Dec 18, 2018·34 cites·23 claims
- 1590US8762210B2Alternative payment implementation for electronic retailersBALASUBRAMANIAN CHANDRA S·Filed 2013·Granted Jun 24, 2014·12 cites·20 claims
- 1689US11195173B2Authentication to authorization bridge using enriched messagesCARDINALCOMMERCE CORP·Filed 2017·Granted Dec 7, 2021·9 cites·9 claims
- 1789US10223695B2Centralized identity authentication for electronic communication networksCARDINALCOMMERCE CORP·Filed 2018·Granted Mar 5, 2019·3 cites·20 claims
- 1889US7877296B2Method and/or system for extending payment system architectures and/or legacy order processing systems to mobile commerce applications via text messagingCARDINAL COMMERCE CORP·Filed 2006·Granted Jan 25, 2011·18 cites·19 claims
- 1988US7797731B2Centralized identity authentication for electronic communication networksCARDINALCOMMERCE CORP·Filed 2006·Granted Sep 14, 2010·12 cites·10 claims
- 2086US10169748B2Alternative payment implementation for electronic retailersCARDINALCOMMERCE CORP·Filed 2014·Granted Jan 1, 2019·7 cites·24 claims
- 2184US8799152B2Universal merchant application, registration and boarding platformKERESMAN III MICHAEL A·Filed 2011·Granted Aug 5, 2014·5 cites·20 claims
- 2282US8170954B2Secure and efficient payment processing system with account holder defined transaction limitationsKERESMAN III MICHAEL A·Filed 2001·Granted May 1, 2012·17 cites·18 claims
- 2381US8185447B2Method for extending payment system architectures and/or legacy order processing systems to mobile commerce applications via text messagingSHERWIN FRANCIS·Filed 2011·Granted May 22, 2012·4 cites·14 claims
- 2480US9704353B2Dynamic pin pad for credit/debit/ other electronic transactionsLAZZARO JOHN R·Filed 2011·Granted Jul 11, 2017·5 cites·11 claims
- 2580US8321912B2Centralized identity authentication for electronic communication networksBHAGAVATULA RAVISHANKAR S·Filed 2010·Granted Nov 27, 2012·5 cites·18 claims
- 2679US9003012B2System and method for tracking user identity and/or activity across multiple websitesBALASUBRAMANIAN CHANDRA·Filed 2009·Granted Apr 7, 2015·11 cites·16 claims
- 2778US10762554B2Framed implementation for payment widgetsCARDINALCOMMERCE CORP·Filed 2017·Granted Sep 1, 2020·2 cites·16 claims
- 2878US7992007B2Dynamic pin pad for credit/debit/ other electronic transactionsCARDINALCOMMERCE CORP·Filed 2003·Granted Aug 2, 2011·43 cites·28 claims
- 2976US10810575B2Method and/or system for extending payment system architectures and/or legacy order processing systems to mobile commerce applications via text messagingCARDINALCOMMERCE CORP·Filed 2018·Granted Oct 20, 2020·1 cites·8 claims
- 3076US10032166B2Centralized identity authentication for electronic communication networksCARDINALCOMMERCE CORP·Filed 2013·Granted Jul 24, 2018·2 cites·21 claims
- 3176US2025356348A1System, Method, and Computer Program Product for Dynamic Passcode CommunicationVISA INT SERVICE ASS·Filed 2025·Application pending·0 cites
- 3273US9430769B2Secure and efficient payment processing systemKERESMAN III MICHAEL A·Filed 2008·Granted Aug 30, 2016·1 cites·19 claims
- 3371US12393937B2System, method, and computer program product for dynamic passcode communicationVISA INT SERVICE ASS·Filed 2023·Granted Aug 19, 2025·0 cites·9 claims
- 3470US10210511B2System and method for conversion between internet and non-internet based transactionsCARDINALCOMMERCE CORP·Filed 2014·Granted Feb 19, 2019·0 cites·16 claims
- 3570US10019712B2Centralized identity authentication for electronic communication networksCARDINALCOMMERCE CORP·Filed 2012·Granted Jul 10, 2018·1 cites·26 claims
- 3670US9667587B2Method and/or system for extending payment system architectures and/or legacy order processing systems to mobile commerce applications via text messagingSHERWIN FRANCIS·Filed 2014·Granted May 30, 2017·0 cites·9 claims
- 3770US8825556B2System and method for conversion between Internet and non-Internet based transactionsBALASUBRAMANIAN CHANDRA·Filed 2006·Granted Sep 2, 2014·1 cites·21 claims
- 3870US7624039B2Affinity shopping portalCARDINALCOMMERCE CORP·Filed 2001·Granted Nov 24, 2009·2 cites·12 claims
- 3969US11144913B2System and method for conversion between internet and non-internet based transactionsCARDINALCOMMERCE CORP·Filed 2019·Granted Oct 12, 2021·0 cites·16 claims
- 4069US2014222689A1Secure and efficient payment processing systemKERESMAN III MICHAEL A·Filed 2014·Application pending·0 cites
- 4168US10140608B2Method and/or system for extending payment system architectures and/or legacy order processing systems to mobile commerce applications via text messagingCARDINALCOMMERCE CORP·Filed 2017·Granted Nov 27, 2018·0 cites·8 claims
- 4268US10074117B2Application server and/or method for supporting mobile electronic commerceBALASUBRAMANIAN CHANDRA S·Filed 2008·Granted Sep 11, 2018·1 cites·17 claims
- 4368US2014012759A1Secure and efficient payment processing systemKERESMAN III MICHAEL A·Filed 2013·Application pending·0 cites
- 4468US2014012758A1Secure and efficient payment processing systemKERESMAN III MICHAEL A·Filed 2013·Application pending·0 cites
- 4568US2014012760A1Secure and efficient payment processing systemKERESMAN III MICHAEL A·Filed 2013·Application pending·0 cites
- 4668US2014156532A1Universal merchant platform for payment authenticationBALASUBRAMANIAN CHANDRA S·Filed 2014·Application pending·0 cites
- 4767US11429965B2System and method for tokenizationCARDINALCOMMERCE CORP·Filed 2021·Granted Aug 30, 2022·0 cites·19 claims
- 4867US8775265B2Method and system for extending payment system architectures and legacy order processing systems to mobile commerce applications via text messagingSHERWIN FRANCIS·Filed 2012·Granted Jul 8, 2014·1 cites·13 claims
- 4966US10937026B2System and method for tokenizationCARDINALCOMMERCE CORP·Filed 2019·Granted Mar 2, 2021·0 cites·16 claims
- 5066US2010030625A1Affinity shopping portalCARDINALCOMMERCE CORP·Filed 2009·Application pending·0 cites
Showing the top 50 of 69 patent records by PatentIndex Score.
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Identity basis: PatentsView inventor disambiguation (2025Q4-odp release). How scoring works →