Inventor · disambiguated record
Karen L. Cervenka
Also filed as: CERVENKA KAREN · CERVENKA KAREN L · CERVENKA KAREN LOUISE
10 granted patents·21 pending applications·213 citations·filing 2007–2025
90Inventor score
Top patents by PatentIndex Score
31 records- 0194US8463706B2Coupon bearing sponsor account transaction authorizationCERVENKA KAREN L·Filed 2010·Granted Jun 11, 2013·76 cites·20 claims
- 0293US8939356B2Portable prescription payment device management platform apparautses, methods and systemsVISA INT SERVICE ASS·Filed 2013·Granted Jan 27, 2015·26 cites·20 claims
- 0393US8725568B2Coupon bearing sponsor account transaction authorizationVISA INT SERVICE ASS·Filed 2013·Granted May 13, 2014·23 cites·13 claims
- 0492US8965810B2Coupon bearing sponsor account transaction authorizationVISA USA INC·Filed 2014·Granted Feb 24, 2015·18 cites·20 claims
- 0589US7792688B2Electronic payment delivery serviceVISA USA INC·Filed 2008·Granted Sep 7, 2010·32 cites·21 claims
- 0688US7769599B2Electronic payment delivery serviceVISA USA INC·Filed 2007·Granted Aug 3, 2010·29 cites·29 claims
- 0779US9864988B2Payment processing for qualified transaction itemsVISA INT SERVICE ASS·Filed 2013·Granted Jan 9, 2018·6 cites·14 claims
- 0870US8768832B2Financial transaction funds collection and distributionCERVENKA KAREN L·Filed 2007·Granted Jul 1, 2014·2 cites·19 claims
- 0970US2015106185A1Coupon bearing sponsor account transaction authorizationVISA USA INC·Filed 2014·Application pending·0 cites
- 1067US2024046226A1Method, System, and Computer Program Product for Flexible Settlement DecisionsVISA INT SERVICE ASS·Filed 2023·Application pending·0 cites
- 1165US8417543B2Electronic payment delivery serviceYANAK EDWARD·Filed 2010·Granted Apr 9, 2013·1 cites·22 claims
- 1260US2010161404A1Promotional item identification in processing of an acquired transaction on an issued accountTAYLOR MARY THERESA·Filed 2009·Application pending·0 cites
- 1358US2010312634A1Coupon card point of service terminal processingCERVENKA KAREN L·Filed 2009·Application pending·0 cites
- 1458US2015120418A1Systems and methods to provide rewards based on purchased itemsVISA INT SERVICE ASS·Filed 2014·Application pending·0 cites
- 1558US2010161405A1Custom settlement arrangementsCERVENKA KAREN L·Filed 2009·Application pending·0 cites
- 1658US2010312631A1Coupon card kioskCERVENKA KAREN L·Filed 2009·Application pending·0 cites
- 1758US2010312626A1Transaction handler merchant reimbursement for consumer transaction use of sponsor discount coupon cardCERVENKA KAREN L·Filed 2009·Application pending·0 cites
- 1858US2010312635A1Free sample coupon cardCERVENKA KAREN L·Filed 2009·Application pending·0 cites
- 1958US2010312633A1Dual range cellular telephone coupon card generationCERVENKA KAREN L·Filed 2009·Application pending·0 cites
- 2058US2010312632A1Coupon card generation web serviceCERVENKA KAREN L·Filed 2009·Application pending·0 cites
- 2157US2020090138A1Method, System, and Computer Program Product for Flexible Settlement DecisionsVISA INT SERVICE ASS·Filed 2018·Application pending·0 cites
- 2255US2014214675A1Push payment system and methodSHARMA PANKAJ·Filed 2014·Application pending·0 cites
- 2354US2025335570A1Processing method using validation keyVISA INT SERVICE ASS·Filed 2025·Application pending·0 cites
- 2450US2019066202A1Method, System, and Computer Program Product for Issuer Settlement Account ManagementVISA INT SERVICE ASS·Filed 2018·Application pending·0 cites
- 2550US2012101881A1Loyalty promotion apparatuses, methods and systemsTAYLOR MARY THERESA·Filed 2011·Application pending·0 cites
- 2648US2011288918A1Systems and Methods for Redemption of OffersCERVENKA KAREN LOUISE·Filed 2011·Application pending·0 cites
- 2748US2011166872A1Auto-substantiation for healthcare upon sponsor account through payment processing systemCERVENKA KAREN L·Filed 2010·Application pending·0 cites
- 2847US10614458B2Influenza vaccine administration payment device processingCERVENKA KAREN L·Filed 2010·Granted Apr 7, 2020·0 cites·19 claims
- 2945US2012136780A1Account number based bill payment platform apparatuses, methods and systemsEL-AWADY KHALID·Filed 2011·Application pending·0 cites
- 3042US2012271765A1Routing optimizationCERVENKA KAREN·Filed 2012·Application pending·0 cites
- 3141US2020167773A1Linked Multiple Blockchain SystemVISA INT SERVICE ASS·Filed 2018·Application pending·0 cites
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Identity basis: PatentsView inventor disambiguation (2025Q4-odp release). How scoring works →