Inventor · disambiguated record
Susan Smith Thomas
Also filed as: THOMAS SUSAN S · THOMAS SUSAN SMITH
17 granted patents·55 pending applications·390 citations·filing 2009–2016
94Inventor score
Top patents by PatentIndex Score
72 records- 0197US9026460B2Automatic activation of mobile payment mechanisms based on identified mobile payment types accepted by a merchantGRIGG DAVID M·Filed 2012·Granted May 5, 2015·51 cites·15 claims
- 0297US8744968B1Providing automated initial and final payment for an activity based on determining the location of an activity participant's mobile communication deviceBANK OF AMERICA·Filed 2013·Granted Jun 3, 2014·56 cites·25 claims
- 0397US8412630B2Social network payment settlement systemROSS ERIK STEPHEN·Filed 2011·Granted Apr 2, 2013·83 cites·53 claims
- 0493US9224113B2Preparing preliminary transaction work for a mobile banking customerBANK OF AMERICA·Filed 2012·Granted Dec 29, 2015·27 cites·20 claims
- 0592US9582826B2Directional wayfindingCALMAN MATTHEW A·Filed 2012·Granted Feb 28, 2017·26 cites·17 claims
- 0690US9026461B2Enhanced mobile application for assisting users at a point of transactionCALMAN MATTHEW A·Filed 2012·Granted May 5, 2015·27 cites·18 claims
- 0789US8688594B2Self-service home buyingTHOMAS SUSAN SMITH·Filed 2011·Granted Apr 1, 2014·65 cites·20 claims
- 0886US8275685B2Determining a payment strategyROSS ERIK STEPHEN·Filed 2010·Granted Sep 25, 2012·9 cites·25 claims
- 0985US9015070B2System for pre-processing sales returnsGRIGG DAVID M·Filed 2012·Granted Apr 21, 2015·6 cites·31 claims
- 1084US9501765B2Preparing preliminary transaction work for a mobile banking customerBANK OF AMERICA·Filed 2015·Granted Nov 22, 2016·3 cites·18 claims
- 1180US8050995B1Retirement on-rampBANK OF AMERICA·Filed 2009·Granted Nov 1, 2011·13 cites·12 claims
- 1279US8744914B2Mobile device consumer interface process and systemMON FELIX A·Filed 2010·Granted Jun 3, 2014·6 cites·50 claims
- 1376US8738450B2Audible transaction process and systemMON FELIX A·Filed 2010·Granted May 27, 2014·4 cites·49 claims
- 1469US8469262B2Cash folding apparatus and methodMON FELIX A·Filed 2010·Granted Jun 25, 2013·4 cites·36 claims
- 1567US8447692B2Personal financial networkTHOMAS SUSAN S·Filed 2009·Granted May 21, 2013·6 cites·26 claims
- 1667US2015066688A1Understanding past purchase transactions based on purchase transaction historyBANK OF AMERICA·Filed 2014·Application pending·0 cites
- 1764US8412622B2Systems and methods for determining a financial health indicatorARIFF KAZI M·Filed 2009·Granted Apr 2, 2013·4 cites·36 claims
- 1863US2015032602A1Understanding past purchase transactions based on purchase transaction historyBANK OF AMERICA·Filed 2013·Application pending·0 cites
- 1959US2015221044A1Systems and methods for determining a financial health indicatorBANK OF AMERICA·Filed 2014·Application pending·0 cites
- 2058US2010250420A1Systems and methods for budget guardrailsBANK OF AMERICA·Filed 2009·Application pending·0 cites
- 2157US2015032536A1Offers based on user's seasonality and gift giving scheduleBANK OF AMERICA·Filed 2013·Application pending·0 cites
- 2257US2014279799A1Providing rewards buckets and savings towards specific goalsBANK OF AMERICA·Filed 2013·Application pending·0 cites
- 2357US2016171454A1Transaction queuingBANK OF AMERICA·Filed 2016·Application pending·0 cites
- 2457US2014278989A1Determining an offer based on a pre-paid account balance and consumer locationBANK OF AMERICA·Filed 2013·Application pending·0 cites
- 2557US2015032642A1Use of an e-receipt to verify ownership and service of a productBANK OF AMERICA·Filed 2013·Application pending·0 cites
- 2657US2014279006A1Systems and methods for determining an offer based on an account balance and location of a consumerBANK OF AMERICA·Filed 2013·Application pending·0 cites
- 2757US2014279005A1Systems and methods for providing an offer based on an account balance and location of a consumerBANK OF AMERICA·Filed 2013·Application pending·0 cites
- 2857US2015032521A1Aggregation of savings data from past transactionsBANK OF AMERICA·Filed 2013·Application pending·0 cites
- 2956US2014279004A1Separating offers associated with one account based on geolocation of account usersBANK OF AMERICA·Filed 2013·Application pending·0 cites
- 3056US2014279009A1Self-service intercept on or off premiseBANK OF AMERICA·Filed 2013·Application pending·0 cites
- 3156US2014172559A1System and methods for providing location-based goal balance informationBANK OF AMERICA·Filed 2012·Application pending·0 cites
- 3255US2014279483A1Mobile payment via transfer networkBANK OF AMERICA·Filed 2013·Application pending·0 cites
- 3355US2014279506A1User interface for mobile payment via transfer networkBANK OF AMERICA·Filed 2013·Application pending·0 cites
- 3454US2014006165A1Systems and methods for presenting offers during an in-store shopping experienceGRIGG DAVID M·Filed 2012·Application pending·0 cites
- 3554US2014006128A1Systems and methods for presenting offers during a shopping experienceGRIGG DAVID M·Filed 2012·Application pending·0 cites
- 3654US2014006259A1System for item level payment vehicle suggestionGRIGG DAVID M·Filed 2012·Application pending·0 cites
- 3754US2014025574A1Readable indicia for a payment claimGRIGG DAVID M·Filed 2012·Application pending·0 cites
- 3854US2014006113A1Eligibility assistance in social media offer systemGRIGG DAVID M·Filed 2012·Application pending·0 cites
- 3954US2014006136A1Expedited registration and processing of offers at a point of transactionGRIGG DAVID M·Filed 2012·Application pending·0 cites
- 4054US2014006199A1Mobile system for pre-processing sales returnsGRIGG DAVID M·Filed 2012·Application pending·0 cites
- 4154US2014006175A1Social media offer systemGRIGG DAVID M·Filed 2012·Application pending·0 cites
- 4254US2014046854A1Readable indicia for advertisementsBERTANZETTI PETER JOHN·Filed 2012·Application pending·0 cites
- 4354US2014046752A1Assessing advertisement impact using advertisement readable indiciaBERTANZETTI PETER JOHN·Filed 2012·Application pending·0 cites
- 4454US2014006149A1Notifying customers post-transaction of alternative payment types accepted by a merchantGRIGG DAVID M·Filed 2012·Application pending·0 cites
- 4554US2014006272A1Notifying mobile device users of a suggested payment type prior to conducting a transaction at a merchantCALMAN MATTHEW A·Filed 2012·Application pending·0 cites
- 4653US9053490B2Generating readable indicia customized for product informationGROSSMAN GLENN·Filed 2012·Granted Jun 9, 2015·0 cites·21 claims
- 4753US2015287137A1Systems and methods for determining a financial health indicatorBANK OF AMERICA·Filed 2014·Application pending·0 cites
- 4853US2010241559A1Financial social networkingBANK OF AMERICA·Filed 2009·Application pending·0 cites
- 4953US2010241545A1Master financial accountBANK OF AMERICA·Filed 2009·Application pending·0 cites
- 5053US2010250419A1Systems and methods for determining a target budget allocationBANK OF AMERICA·Filed 2009·Application pending·0 cites
Showing the top 50 of 72 patent records by PatentIndex Score.
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