Inventor · disambiguated record
David Joa
Also filed as: JOA DAVID
49 granted patents·64 pending applications·702 citations·filing 2007–2022
98Inventor score
Top patents by PatentIndex Score
113 records- 0196US8028896B2Authentication methods for use in financial transactions and information bankingBANK OF AMERICA·Filed 2008·Granted Oct 4, 2011·175 cites·16 claims
- 0295US8489887B1Biometric authentication for video communication sessionsNEWMAN KURT D·Filed 2008·Granted Jul 16, 2013·48 cites·19 claims
- 0394US8874674B2System for optimizing social networkingALLISON THAYER S·Filed 2012·Granted Oct 28, 2014·51 cites·21 claims
- 0492US8181858B2Information bankingCARTER SAMUEL JEFF·Filed 2011·Granted May 22, 2012·65 cites·25 claims
- 0591US8346661B2Aggregation of customer transaction dataBANK OF AMERICA·Filed 2010·Granted Jan 1, 2013·22 cites·11 claims
- 0690US9196111B1Automated teller machine (“ATM”) dynamic keypadNEWMAN KURT D·Filed 2011·Granted Nov 24, 2015·22 cites·23 claims
- 0790US8550339B1Utilization of digit sequences for biometric authenticationNEWMAN KURT D·Filed 2011·Granted Oct 8, 2013·28 cites·15 claims
- 0889US8417561B2Market dynamicsGHOSH DEBASHIS·Filed 2008·Granted Apr 9, 2013·21 cites·37 claims
- 0988US8862512B2Financial transaction data profileJOA DAVID·Filed 2010·Granted Oct 14, 2014·12 cites·42 claims
- 1088US8645264B2Apparatus and methods for verifying a credit applicant's income that enhance a credit applicant's experienceALLISON THAYER·Filed 2008·Granted Feb 4, 2014·37 cites·21 claims
- 1188US8558663B2Integration of facial recognition into cross channel authenticationNEWMAN KURT D·Filed 2007·Granted Oct 15, 2013·36 cites·15 claims
- 1285US8502644B1Physical item security: tracking device activationNEWMAN KURT D·Filed 2009·Granted Aug 6, 2013·13 cites·25 claims
- 1385US8290951B1Unstructured data integration with a data warehouseJOA DAVID·Filed 2008·Granted Oct 16, 2012·31 cites·19 claims
- 1485US8073732B1Marketing incentive programGHOSH DEBASHIS·Filed 2008·Granted Dec 6, 2011·13 cites·17 claims
- 1584US9639897B2Predicting economic conditionsBANK OF AMERICA·Filed 2016·Granted May 2, 2017·2 cites·24 claims
- 1684US8805937B2Electronic mail analysis and processingBENDEL TIMOTHY J·Filed 2010·Granted Aug 12, 2014·10 cites·15 claims
- 1783US8931071B2Biometric authentication for video communication sessionsBANK OF AMERICA·Filed 2013·Granted Jan 6, 2015·6 cites·18 claims
- 1881US9135419B2Environmental adjustments using biometricsNEWMAN KURT D·Filed 2010·Granted Sep 15, 2015·4 cites·13 claims
- 1980US9508057B2Automatically updating account informationBANK OF AMERICA·Filed 2013·Granted Nov 29, 2016·3 cites·20 claims
- 2080US8749347B1Authorized custodian verificationNEWMAN KURT D·Filed 2009·Granted Jun 10, 2014·10 cites·42 claims
- 2179US8693737B1Authentication systems, operations, processing, and interactionsNEWMAN KURT D·Filed 2008·Granted Apr 8, 2014·12 cites·10 claims
- 2278US8359362B2Analyzing news content informationBANK OF AMERICA·Filed 2010·Granted Jan 22, 2013·2 cites·27 claims
- 2377US10636045B2Predicting economic conditionsBANK OF AMERICA·Filed 2017·Granted Apr 28, 2020·2 cites·20 claims
- 2477US8260645B2Transaction recurrence engineBANERJEE SUDESHNA·Filed 2009·Granted Sep 4, 2012·12 cites·34 claims
- 2576US8682785B2Bank card authorization with balance indicatorGHOSH DEBASHIS·Filed 2008·Granted Mar 25, 2014·4 cites·31 claims
- 2676US8583550B1Financial account related trigger feature for detecting changes in financial ratiosYERI NAVEEN G·Filed 2012·Granted Nov 12, 2013·3 cites·19 claims
- 2776US7792727B2Offset optimization systemBANK OF AMERICA·Filed 2008·Granted Sep 7, 2010·4 cites·24 claims
- 2875US8504458B1Investment strategy systemLAI AARON·Filed 2009·Granted Aug 6, 2013·8 cites·28 claims
- 2975US8306894B2Economic intelligenceNEWMAN KURT·Filed 2009·Granted Nov 6, 2012·8 cites·20 claims
- 3074US8805730B2Trigger data quality monitorYERI NAVEEN G·Filed 2012·Granted Aug 12, 2014·4 cites·18 claims
- 3174US8207815B2Facility access integrated with other security systemsNEWMAN KURT D·Filed 2008·Granted Jun 26, 2012·8 cites·38 claims
- 3273US8200708B2Identity database bureauGHOSH DEBASHIS·Filed 2008·Granted Jun 12, 2012·8 cites·6 claims
- 3371US10049155B2System for mending through automated processesBANK OF AMERICA·Filed 2016·Granted Aug 14, 2018·3 cites·15 claims
- 3471US8751342B2Identifying potential customers using payment informationKREIN MARK·Filed 2010·Granted Jun 10, 2014·2 cites·11 claims
- 3571US8219499B2Community hub reviewNAGARAJAN SRINATH·Filed 2010·Granted Jul 10, 2012·1 cites·27 claims
- 3670US8688572B2Financial account related trigger feature for risk mitigationSHAO YANGHONG·Filed 2012·Granted Apr 1, 2014·2 cites·20 claims
- 3770US8566217B2Apparatus and methods for facts based tradingGHOSH DEBASHIS·Filed 2008·Granted Oct 22, 2013·1 cites·8 claims
- 3869US11127025B2Predicting economic conditionsBANK OF AMERICA·Filed 2020·Granted Sep 21, 2021·0 cites·20 claims
- 3969US8386319B1Student prospects assessment systemBANK OF AMERICA·Filed 2008·Granted Feb 26, 2013·2 cites·54 claims
- 4068US11127026B2Predicting economic conditionsBANK OF AMERICA·Filed 2020·Granted Sep 21, 2021·0 cites·20 claims
- 4167US2015134511A1Customer-defined account management rules for improved linked financial institution account managementBANK OF AMERICA·Filed 2014·Application pending·0 cites
- 4266US2014236794A1Identifying Potential Customers Using Payment InformationBANK OF AMERICA·Filed 2014·Application pending·0 cites
- 4365US10643225B2Predicting economic conditionsBANK OF AMERICA·Filed 2017·Granted May 5, 2020·0 cites·20 claims
- 4465US9524397B1Inter-system data forensicsBANK OF AMERICA·Filed 2015·Granted Dec 20, 2016·2 cites·14 claims
- 4564US2010274687A1Customer-defined account management rules for improved linked financial institution account managementBANK OF AMERICA·Filed 2009·Application pending·0 cites
- 4663US8442277B1Identity authentication system for controlling egress of an individual visiting a facilityNEWMAN KURT D·Filed 2008·Granted May 14, 2013·5 cites·24 claims
- 4762US2011145038A1Prediction Market Systems and MethodsGHOSH MISHA·Filed 2009·Application pending·0 cites
- 4861US2011099191A1Systems and Methods for Generating Results Based Upon User Input and PreferencesGHOSH DEBASHIS·Filed 2009·Application pending·0 cites
- 4961US2011082718A1Analyzing Patterns within Transaction DataBANK OF AMERICA·Filed 2009·Application pending·0 cites
- 5060US2015073977A1Merchant tracking and analysis toolBANK OF AMERICA·Filed 2014·Application pending·0 cites
Showing the top 50 of 113 patent records by PatentIndex Score.
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