Inventor · disambiguated record
David N. Joffe
Also filed as: JOFFE DAVID · JOFFE DAVID N · JOFFE DAVID NEIL
18 granted patents·20 pending applications·383 citations·filing 2007–2020
94Inventor score
Top patents by PatentIndex Score
38 records- 0196US8028896B2Authentication methods for use in financial transactions and information bankingBANK OF AMERICA·Filed 2008·Granted Oct 4, 2011·175 cites·16 claims
- 0295US7734539B2Calculating credit worthiness using transactional dataBANK OF AMERICA·Filed 2007·Granted Jun 8, 2010·55 cites·19 claims
- 0394US8874674B2System for optimizing social networkingALLISON THAYER S·Filed 2012·Granted Oct 28, 2014·51 cites·21 claims
- 0492US8181858B2Information bankingCARTER SAMUEL JEFF·Filed 2011·Granted May 22, 2012·65 cites·25 claims
- 0586US8447689B2Calculating credit worthiness using transactional dataGHOSH DEBASHIS·Filed 2012·Granted May 21, 2013·7 cites·20 claims
- 0686US8275685B2Determining a payment strategyROSS ERIK STEPHEN·Filed 2010·Granted Sep 25, 2012·9 cites·25 claims
- 0784US9639897B2Predicting economic conditionsBANK OF AMERICA·Filed 2016·Granted May 2, 2017·2 cites·24 claims
- 0881US8392331B2Hybrid secured credit cardROSS ERIK STEPHEN·Filed 2011·Granted Mar 5, 2013·4 cites·20 claims
- 0977US10636045B2Predicting economic conditionsBANK OF AMERICA·Filed 2017·Granted Apr 28, 2020·2 cites·20 claims
- 1076US8583550B1Financial account related trigger feature for detecting changes in financial ratiosYERI NAVEEN G·Filed 2012·Granted Nov 12, 2013·3 cites·19 claims
- 1171US8078529B1Evaluating customers' ability to manage revolving creditCARRIER NANCY T·Filed 2009·Granted Dec 13, 2011·7 cites·26 claims
- 1270US8688572B2Financial account related trigger feature for risk mitigationSHAO YANGHONG·Filed 2012·Granted Apr 1, 2014·2 cites·20 claims
- 1370US8190515B2Calculating credit worthiness using transactional dataGHOSH DEBASHIS·Filed 2009·Granted May 29, 2012·1 cites·16 claims
- 1469US11127025B2Predicting economic conditionsBANK OF AMERICA·Filed 2020·Granted Sep 21, 2021·0 cites·20 claims
- 1568US11127026B2Predicting economic conditionsBANK OF AMERICA·Filed 2020·Granted Sep 21, 2021·0 cites·20 claims
- 1665US10643225B2Predicting economic conditionsBANK OF AMERICA·Filed 2017·Granted May 5, 2020·0 cites·20 claims
- 1758US2014058930A1Financial Charge RebateBANK OF AMERICA·Filed 2013·Application pending·0 cites
- 1858US2010070405A1Wireless number risk scores for use with mobile paymentsBANK OF AMERICA·Filed 2008·Application pending·0 cites
- 1957US2015134411A1Predicting economic conditionsBANK OF AMERICA·Filed 2013·Application pending·0 cites
- 2057US2015134565A1Predicting economic conditionsBANK OF AMERICA·Filed 2013·Application pending·0 cites
- 2157US2015134410A1Predicting economic conditionsBANK OF AMERICA·Filed 2013·Application pending·0 cites
- 2257US2015134564A1Predicting economic conditionsBANK OF AMERICA·Filed 2013·Application pending·0 cites
- 2355US2010057574A1Budget envelope credit cardBANK OF AMERICA·Filed 2008·Application pending·0 cites
- 2454US2013325599A1Account review trigger featureYERI NAVEEN G·Filed 2012·Application pending·0 cites
- 2553US2009327036A1Decision support systems using multi-scale customer and transaction clustering and visualizationBANK OF AMERICA·Filed 2008·Application pending·0 cites
- 2653US2016180454A1Account review trigger featureBANK OF AMERICA·Filed 2016·Application pending·0 cites
- 2753US2013325697A1Providing policy education based on triggersALLISON JR THAYER S·Filed 2012·Application pending·0 cites
- 2852US2013325574A1Financial account related trigger feature for offering service discountsJOA DAVID·Filed 2012·Application pending·0 cites
- 2952US2013325707A1Automated bill payment systemJOA DAVID·Filed 2012·Application pending·0 cites
- 3051US8577796B2Financial charge rebateROSS ERIK STEPHEN·Filed 2010·Granted Nov 5, 2013·0 cites·20 claims
- 3151US2015154615A1Entity Identification and AssociationBANK OF AMERICA·Filed 2013·Application pending·0 cites
- 3250US9741048B2Predicting economic conditionsBANK OF AMERICA·Filed 2016·Granted Aug 22, 2017·0 cites·23 claims
- 3349US2013325604A1Providing offers in response to determination of triggersYERI NAVEEN G·Filed 2012·Application pending·0 cites
- 3448US2013325679A1Production and maintenance feature for account related triggersYERI NAVEEN G·Filed 2012·Application pending·0 cites
- 3548US2013325713A1User retention trigger featureYERI NAVEEN G·Filed 2012·Application pending·0 cites
- 3648US2013325716A1Trigger feature for increasing transaction depth and account breadthYERI NAVEEN G·Filed 2012·Application pending·0 cites
- 3747US2010241573A1Conducting Customized Market Surveys with Transactional DataBANK OF AMERICA·Filed 2009·Application pending·0 cites
- 3846US2013325598A1Financial account related trigger feature for triggering offers based on financial informationSHAO YANGHONG·Filed 2012·Application pending·0 cites
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