Inventor · disambiguated record
Timothy D. Pontious
Also filed as: PONTIOUS TIMOTHY D
6 granted patents·5 pending applications·42 citations·filing 2017–2022
78Inventor score
Top patents by PatentIndex Score
11 records- 0193US11526884B2Mobile device verification for an electronic application before providing a digital pass to an approved customerBREAD FINANCIAL PAYMENTS INC·Filed 2020·Granted Dec 13, 2022·11 cites·18 claims
- 0293US11436626B2Authenticated account interaction via cellular text messageCOMENITY LLC·Filed 2019·Granted Sep 6, 2022·16 cites·12 claims
- 0390US11361317B2Validating a customer in an electronic transactionCOMENITY LLC·Filed 2019·Granted Jun 14, 2022·14 cites·20 claims
- 0481US11727409B2Limited use temporary credit accountBREAD FINANCIAL PAYMENTS INC·Filed 2021·Granted Aug 15, 2023·1 cites·13 claims
- 0564US2023267496A1Authenticated account interaction via cellular text messageCOMENITY LLC·Filed 2022·Application pending·0 cites
- 0655US2018330383A1Limited use temporary credit accountCOMENITY LLC·Filed 2017·Application pending·0 cites
- 0754US2020104834A1Using a customer id in a mobile wallet to make a transactionCOMENITY LLC·Filed 2019·Application pending·0 cites
- 0853US2021019742A1Customer acquisition without initially receiving personally identifiable information (pii)COMENITY LLC·Filed 2019·Application pending·0 cites
- 0945US12236479B2Determining attribution for an electronic credit applicationCOMENITY LLC·Filed 2019·Granted Feb 25, 2025·0 cites·16 claims
- 1043US2020143465A1Out-of-band verification for an electronic applicationCOMENITY LLC·Filed 2019·Application pending·0 cites
- 1142US12292955B2Digital pass with user verificationBREAD FINANCIAL PAYMENTS INC·Filed 2020·Granted May 6, 2025·0 cites·18 claims
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